BC SECTORLEARNINGS
Saved by @SAnngeri

After writing on Banking & Paints, this thread focuses on the 'Logistic Sector'. Idea is to give a small start to the retail investors looking at investing in this space from where they can build on.

This thread covers,
- Macro
- Business Model
- 3PL & 4PL
- Valuation (1/n)

 Logistics business macro

-14% of India’s GDP is spent on Logistic
-Organized market is 42%
-Growing at 10-15%
-Employs 2.2 cr
-Achieved Infrastructure status
-FY 14-18 attracted 1,00,000 cr FDI (2/n)
What’s the business?

Logistic is traditionally seen as a warehousing & transportation business where goods, needs 2b transported 4m point A to B using Road, Rail, Ship or Air & can be stored at multiple warehouses before the consumer receives the product (3/n)
The business landscape is changing fast with newer competition and technology is challenging the older business models. 3PL (3rd party logistics) & 4PL is one such change in the business of logistics, will discuss about the same ahead. (4/n)
Listed companies involved in the business may or largely may not own the Trucks, Rails, Aircraft, Ships, Warehouses etc., but uses outsourced services of other vendors and the listed companies manage the logistics from point A to point B (5/n)
Which are the top 5 companies in this space?

Container Corporation – 28,000 cr
Blue Dart – 10,000 cr
Mahindra Logistic – 3,500 cr
Allcargo Logistic – 3,000 cr
Gateway – 2,000 cr (6/n)
What business are they in?

(A) Container Corporation

-Transportation of the shipping container from point A to B using the rail network
-Has monopoly in this business
-Globally more than 500 km of logistics is done through rail but in India it is still done through road (7/n)
- In India only 25% of the logistics happen through rail

(B) Blue Dart – Is in the traditional business of courier within India using Air & Road network (8/n)
(C) Allcargo

(i) Multi-Modal - The multi-modal process usually begins with a container being moved by a truck to a rail, then back to a truck to complete the process (9/n)
(ii) Container freight station operation - A container freight station is a location, usually a warehouse, where products and other goods are collected, stored, and where they wait to be shipped to the next location. (10/n)
iii) Inland container depot–Ports equipped 4 handling & temporary storage of containerized cargo
iv) Contract logistic operations–Managing end 2 end 4m designing facility, warehousing, transportation, order processing & distribution, inventory management & customer service (11/n)
(D) Gateway – It is also into Multi-Modal & Container Freight Station management

(E) Mahindra logistic - Mahindra Logistics is a 3PL (3rd party logistic) & 4PL player (12/n)
What & how of 3PL industry operation

Imagine it to be like Uber. There is a traveler and a driver, Uber connects them and manages the entire logistics. (13/n)
3PL is outsourcing the entire operations of your logistic supply chain management, Transportation (Asset), Warehousing (Asset) & other value added services to a 3rd party logistic company (3PL) (14/n)
What are the value added services?

ERP/API – Procurement planning, raw material, billing, working capital management, leasing out trucks & warehouse etc., now can be managed by the 3rd party logistics company (15/n)
Analytics – Transport efficiency (reducing cost), warehouse management (reducing cost), Inventory management (optimum capital utilization) leading to improved ROI using AI (16/n)
Cart Management & Customer Portal – Retailer who wants to go online, 3PLs take care of everything from website making, inventory management, billing, to delivery & reverse logistics (17/n)
Similarly, Automatic Billing, Sorting, Inventory Management, Pick, Pack, Ship, everything can be managed by the 3PL company (18/n)
Infact some companies provide 4PL, where u allow the logistic player 2 become a part of ur own supply management & they redesign things internally within ur own organization like changing the manufacturing layout, to make it more effective over & above all the 3PL services (19/n)
If you look at the last 5 years, companies have not been able to grow sales. Valuations still look rich. May be market participants are expecting this sector to do well. (This is not an advice ☺) (20/n)
Took some data from the very interesting FOF presentation done by @oraunak of @PPFAS the last year (21/n)
Hope the thread added value :) Hit the 're-tweet' & help us reach more investors. We have written multiple similar educative threads on personal finance. You can find them as a pinned tweet on my profile or click the link below (**END**)

https://t.co/UrRt87OLLF

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Net Interest Income (NII)
Cost of Liability
Advances Growth
Gross v/s Net NPA
Provisions
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Capital Adequacy Ratio
Net Interest Margin (NIM)

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(a) Retail - Housing loan, auto loan, personal loan etc.
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Types of banks:-

Your money should be parked in scheduled commercial Banks

Scheduled Commercial Banks
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NPA, NPA, NPA! Kya hain yeh NPA?🤔

Gross NPA (GNPA)-

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Special Mention Account (SMA) –

SMA-0

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Saket Mehrotra 😎☕💰...
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For almost seven years, I have tracked the hotels space very closely.

While everyone wants to jump on the 'unlock trade' bandwagon, I do not feel it's a great idea because the business model in itself is a little flawed.

Here's a thread 👇 (1/n)

Let's first start with the industry overview.
The whole industry works on one and one thing only. Revenues. (Let's call this A)

Are you capable of charging higher Revenues from your customers on a regular basis?

Are you able to maintain your Revenues if not increase them? (2/n)

Why is this relevant?
Well, think of a regular business selling goods / services.
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Whether you manufacture a product or sell a service, you do a certain degree of demand planning.

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The only catch here is the fact that you only have a 24 hour window to sell a day's inventory.

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#தினம்_ஒரு_திருவாசகம்
தொல்லை இரும்பிறவிச் சூழும் தளை நீக்கி
அல்லல் அறுத்து ஆனந்தம் ஆக்கியதே – எல்லை
மருவா நெறியளிக்கும் வாதவூர் எங்கோன்
திருவாசகம் என்னும் தேன்

பொருள்:
1.எப்போது ஆரம்பித்தது என அறியப்படமுடியாத தொலை காலமாக (தொல்லை)

2. இருந்து வரும் (இரும்)


3.பிறவிப் பயணத்திலே ஆழ்த்துகின்ற (பிறவி சூழும்)

4.அறியாமையாகிய இடரை (தளை)

5.அகற்றி (நீக்கி),

6.அதன் விளைவால் சுகதுக்கமெனும் துயரங்கள் விலக (அல்லல் அறுத்து),

7.முழுநிறைவாய்த் தன்னுளே இறைவனை உணர்த்துவதே (ஆனந்த மாக்கியதே),

8.பிறந்து இறக்கும் காலவெளிகளில் (எல்லை)

9.பிணைக்காமல் (மருவா)

10.காக்கும் மெய்யறிவினைத் தருகின்ற (நெறியளிக்கும்),

11.என் தலைவனான மாணிக்க வாசகரின் (வாதவூரெங்கோன்)

12.திருவாசகம் எனும் தேன் (திருவா சகமென்னுந் தேன்)

முதல்வரி: பிறவி என்பது முன்வினை விதையால் முளைப்பதோர் பெருமரம். அந்த ‘முன்வினை’ எங்கு ஆரம்பித்தது எனச் சொல்ல இயலாது. ஆனால் ‘அறியாமை’ ஒன்றே ஆசைக்கும்,, அச்சத்துக்கும் காரணம் என்பதால், அவையே வினைகளை விளைவிப்பன என்பதால், தொடர்ந்து வரும் பிறவிகளுக்கு, ‘அறியாமையே’ காரணம்

அறியாமைக்கு ஆரம்பம் கிடையாது. நமக்கு ஒரு பொருளைப் பற்றிய அறிவு எப்போதிருந்து இல்லை? அதைச் சொல்ல முடியாது. அதனாலேதான் முதலடியில், ஆரம்பமில்லாத அஞ்ஞானத்தை பிறவிகளுக்குக் காரணமாகச் சொல்லியது. ஆனால் அறியாமை, அறிவின் எழுச்சியால், அப்போதே முடிந்து விடும்.
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The Curriculum of Vedic Education :
According to the Ancient Indian theory of education, the training of the mind & the process of thinking, are essential for the acquisition of knowledge.

#Thread


Vedic Education System delivered outstanding results.  These were an outcome of the context in which it functioned.  Understanding them is critical in the revival of such a system in modern times. 
The Shanthi Mantra spells out the context of the Vedic Education System.


It says:

ॐ सह नाववतु ।
सह नौ भुनक्तु ।
सह वीर्यं करवावहै ।
तेजस्वि नावधीतमस्तु मा विद्विषावहै ।
ॐ शान्तिः शान्तिः शान्तिः ॥

“Aum. May we both (the guru and disciples) together be protected. May we both be nourished and enriched. May we both bring our hands together and work

with great energy, strength and enthusiasm from the space of powerfulness. May our study and learning together illuminate both with a sharp, absolute light of higher intelligence. So be it.”

The students started the recitation of the Vedic hymns in early hours of morning.


The chanting of Mantras had been evolved into the form of a fine art. Special attention was paid to the correct pronunciation of words, Pada or even letters. The Vedic knowledge was imparted by the Guru or the teacher to the pupil through regulated and prescribed pronunciation,
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Nano Course On Python For Trading
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Python makes it very easy to analyze and visualize time series data when you’re a beginner. It's easier when you don't have to install python on your PC (that's why it's a nano course, you'll learn python...

... on the go). You will not be required to install python in your PC but you will be using an amazing python editor, Google Colab Visit https://t.co/EZt0agsdlV

This course is for anyone out there who is confused, frustrated, and just wants this python/finance thing to work!

In Module 1 of this Nano course, we will learn about :

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# Using Google Colab

Intro link is here on YT: https://t.co/MqMSDBaQri

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You got your notebook ready and now the game is on!
You can add code in these cells and add as many cells as you want

# Importing Libraries

Imports are pretty standard, with a few exceptions.
For the most part, you can import your libraries by running the import.
Type this in the first cell you see. You need not worry about what each of these does, we will understand it later.
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