Weird feeling. After 10.5 years and roughly £21,000 of debt- I finally paid off the last instalment of my student loan today.
Next month, for the first time- I’ll receive my full post tax salary, for the first time since I graduated.
Indeed IFS forecasts that 83% of students from PST 2012 reforms won’t fully pay back their loan.
Of course, HE has to be paid for and graduates pay according to their ability to do so (as their salary goes up). But as I say, important to see the system for what it is and how it works in practice.
The rest will likely have it hovering over them, in one form or another, until their 50s.
...from family to reduce (or eliminate) their loans. With George Osborne\u2019s abolition of the maintenance grant (and replacement with another loan) that inequity has become greater. Poorer students start working life as poorer graduates...
— Lewis Goodall (@lewis_goodall) February 15, 2021
So let’s take a graduate on Plan 2 with a debt of £50k and a v respectable starting salary of £28,500.
Despite a good, rising salary their debt *never goes down*. Rises to £113k.
For Plan 2 (since 2012) those things are no longer the case.
More from Lewis Goodall
Firstly hardly a unique insight but hard to overstimate the difference between the two last inaugurals. America has meandered sharply along its political arc.
Biden's rhetoric reached high. Every sentence seemed purposefully...
BREAK: Joe Biden is inaugurated as the 46th President of the United States.
— Lewis Goodall (@lewis_goodall) January 20, 2021
The Trump administration is over.
...constructed to negate every political and personal characteristic of his predecessor.
And insofar as he's not Trump, that he does accept, cherish and understand democratic norms, institutions and conventions in a way that Trump never could, Biden will make a real difference.
He will change the tone and tenor of politics, not only in America but across the West. As I've said before, just replacing Trump is a substantial victory for him and will earn him praise from historians.
But that aura will disappear quickly. A governing project it will not make
But how much praise he receives and stature conferred by posterity will depend on what happens next.
Because the big overarching question for me, watching this, is which of those two inaugurals, Trump or Biden's, is going to seem unusual in the future.
The relief that many are feeling is predicated on a type of politics ending. But it is at least as possible that it is Biden ..not Trump who is the last gasp of something. Is it Trump who is the dying embers of a dying, increasingly powerless old white America...
More from Finance
He has been wrong (or lying) so often that it will be nearly impossible for me to track every grift, lie, deceit, manipulation he has pulled. I will use...
... other sources who have been trying to shine on light on this grifter (as I have tried to do, time and again:
Ivor Cummins BE (Chem) is a former R&D Manager at HP (sourcre: https://t.co/Wbf5scf7gn), turned Content Creator/Podcast Host/YouTube personality. (Call it what you will.)
— Steve (@braidedmanga) November 17, 2020
Example #1: "Still not seeing Sweden signal versus Denmark really"... There it was (Images attached).
19 to 80 is an over 300% difference.
Tweet: https://t.co/36FnYnsRT9
Example #2 - "Yes, I'm comparing the Noridcs / No, you cannot compare the Nordics."
I wonder why...
Tweets: https://t.co/XLfoX4rpck / https://t.co/vjE1ctLU5x
Example #3 - "I'm only looking at what makes the data fit in my favour" a.k.a moving the goalposts.
Tweets: https://t.co/vcDpTu3qyj / https://t.co/CA3N6hC2Lq
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6,769 rules
9,252 selectors
16.7k declarations
3,370 unique declarations
44 media queries
36 unique colors
50 unique background colors
46 unique font sizes
39 unique z-indices
https://t.co/qyl4Bt1i5x
PWA *incrementally generates* ~30 KB CSS that handles all themes and writing directions.
735 rules
740 selectors
757 declarations
730 unique declarations
0 media queries
11 unique colors
32 unique background colors
15 unique font sizes
7 unique z-indices
https://t.co/w7oNG5KUkJ
The legacy site's CSS is what happens when hundreds of people directly write CSS over many years. Specificity wars, redundancy, a house of cards that can't be fixed. The result is extremely inefficient and error-prone styling that punishes users and developers.
The PWA's CSS is generated on-demand by a JS framework that manages styles and outputs "atomic CSS". The framework can enforce strict constraints and perform optimisations, which is why the CSS is so much smaller and safer. Style conflicts and unbounded CSS growth are avoided.
Five billionaires share their top lessons on startups, life and entrepreneurship (1/10)
I interviewed 5 billionaires this week
— GREG ISENBERG (@gregisenberg) January 23, 2021
I asked them to share their lessons learned on startups, life and entrepreneurship:
Here's what they told me:
10 competitive advantages that will trump talent (2/10)
To outperform, you need serious competitive advantages.
— Sahil Bloom (@SahilBloom) March 20, 2021
But contrary to what you have been told, most of them don't require talent.
10 competitive advantages that you can start developing today:
Some harsh truths you probably don’t want to hear (3/10)
I\u2019ve gotten a lot of bad advice in my career and I see even more of it here on Twitter.
— Nick Huber (@sweatystartup) January 3, 2021
Time for a stiff drink and some truth you probably dont want to hear.
\U0001f447\U0001f447
10 significant lies you’re told about the world (4/10)
THREAD: 10 significant lies you're told about the world.
— Julian Shapiro (@Julian) January 9, 2021
On startups, writing, and your career: