BC LIFE
Saved by @Jacobtldr

Leadership: Think Of How You Can Add Value & Other Lessons 

Exactly 5 years ago, it was my last day at work at my former organization and I sent out a valedictory mail to my team. It was a truly emotional experience.

I hereby share that mail I sent 5 years ago. How time flies.

 My dear South West 1 Team,

This is a very emotional moment for me as I know goodbyes are not easy. I want to take this time out to sincerely appreciate each and every one for your support during my brief sojourn leading the team.
I call it a sojourn because life is a journey and not a destination. We will all never 'arrive' in the real sense of it and people must move on at certain periods in their lives. That is exactly what I'm doing. You've all been part of my life just like I have been part of yours.
I'm particularly delighted and it is my sincere joy to note that together, we have made some progress. We are not exactly where we want to be but then we are no longer where we were when I assumed leadership of this Region a short while ago.
So, let me leave you with a few 'take-aways' as I take my bow:

1. MYTHS ARE MEANT TO BE SHATTERED

When I resumed in the South West, the fashionable reason for the poor performance was the excuse that the State Governments were owing salaries.
It had become so endemic and had assumed the proportion of a myth that people had grown to believe it to be true. It took a carefully contrived business plan showing that we were sitting on a gold mine of opportunities for the myth to be shattered.
What are the myths that are still affecting your performance? Your location? Your staffing? Your vehicles? Shatter the myths. Break the jinx. Think outside the box- no, throw away the box. Be creative. Have a paradigm shift.
Your performance is a product of your ability to think and be creative. Limitations and barriers have to be broken in your mind before you can conquer them physically. Stop making up excuses for poor performance.
There may be forty million reasons for failure but there's not a single excuse (Rudyard Kipling). Excuses are the nails used to build a house of failure.
2. NO ONE HAS BAD STAFF-JUST POOR LEADERSHIP

Up till now, I have not recruited a single staff since I assumed leadership here. I have worked with all the people I met on ground. I didn't change or remove any Branch Manager except for those who are on recovery suspension.
Yes, there are times when it is necessary to move people around especially when they have been on that role for some time as this prevents the law of diminishing returns from setting in and also offers the staff a new challenge. I also need to balance this out.
Some staff by their attitude and laziness condemn themselves to a situation where they become irrelevant and useless to the ideals of the organization. Such must of a necessity be shown the door.
However, I'm of the opinion that when people usually complain about their staff, often times, you actually need to check the quality of their leadership. A bad workman complains of his tools. A staff is a reflection of the leader- either for good or for bad.
A leader's job is to work on their staff in order to improve the quality and also affect the quantum of output. A great leader will invest time and efforts in developing his team. The better your team are, the easier for the leader.
That's the reason I started the Thursday trainings. I hope this can be continued and sustained.
3. YOU CAN'T GIVE WHAT YOU DON'T HAVE

A ball bounces and rises not only because of the kick to the ball but due to the air pressure within the ball. That is why a deflated ball is useless. Personal development is key. Don't wait for the bank to train you- train yourself.
You owe it to yourself to continue to develop your capacity and capabilities. I usually tell people that my life is a summary of two things: the people I've met and the books I've read. So I make it a duty to work on my mind.
I absorb so much information and knowledge so I can exhale the right contribution. That's what you must do consistently. Read. There are so many good books around. Invest on your mind. Reading affects the quality of your thoughts and impact on the way you communicate.
The phone you carry is a veritable source of great information. Use it wisely- not just on browsing entertainment but for improving the quality of your output.
4. THINK OF HOW YOU CAN ADD VALUE

A few days ago, during my visit to Osogbo, one of the team members complained about how difficult the banking terrain has now become-
especially with the recent developments such as the Treasury Single Account (TSA), inability to lodge cash deposits into domiciliary accounts, irregularity of salary payments to public sector workers among others.
My response to her was that for anyone to survive and be outstanding during this period, we must begin to think of how to add value to our customers. The days are gone when you will just go cap in hand begging for deposits! What value can you add to a customer?
How can you make a customer's business better? How can you make your client more profitable? What's your value proposition? Can you help them become more efficient thereby saving them some money?
Can you introduce a new line of business to them so as to diversify their portfolio and spread their risks? Can you give them timely financial advice so they can prepare ahead?
Recently, I was introduced to a customer that has almost completed a 60-room boutique hotel in a very upscale location. She had built the hotel absolutely debt-free. So many banks were on her for the new business.
The good news is that she has given our bank 100% of the business and signed up for our POS. Do you want to know how? I discovered she knew next to nothing about social media marketing and I suggested advertising her hotel on https://t.co/489ZXHAwFM and Jovago.
I also registered a website domain name for the hotel at a personal cost of 5k. Two things will separate the boys from the men now- and that is excellent service and the value you can add.
5. THE MAJOR CURRENCY FOR TRANSACTIONS IS NOT MONEY- IT'S INTEGRITY

That's an area we must focus on in the South West. There's the need to change the perception of the Region. Attention must be given to honesty in all we do.
With integrity, you have nothing to fear since you have nothing to hide. Don't take a short cut as you will end up cutting short your destiny. Good things will eventually come to those who wait. Don't have excess of everything and be deficit in integrity.
Honesty still remains the very best policy. A life of integrity opens doors- even long after you're gone. Don't cut deals. Life has a way of rewarding everything that has been done-whether good or life of integrity opens doors- even long after you're gone.
Don't cut deals. Life has a way of rewarding everything that has been done-whether good or bad. Live above board and try your best to make your life and dealings transparent.
To everyone I've worked with- Victoria Island Region, Ikeja Region and now South West 1 Region, I remain grateful for the time we spent together.

May God be with you till we meet again.

© Adebayo Adeyinka

Pictures taken during the send forth party
@threadreaderapp unroll

More from Bayo Adeyinka

Bayo Adeyinka
Bayo Adeyinka
@greaterbayo
How Reading Helped My Career

 In 2013, a joint venture Israeli/South African company was looking to make a foray into Nigeria. They wanted to set up an outlet in Lagos after conducting their feasibility studies and they needed a Nigerian financial institution to partner with.

Somehow, i was given their contacts and we agreed to meet with our teams from both sides at Victoria Island. 

I got my team together- about 8 of them- people in e-business, IT and other units that I know will have one thing or the other to do with this company.

I wanted to conclude in just one meeting. As the South African MD and his Israeli partner walked into my office where we were all seated and I stood up to exchange pleasantries with both of them, his eye went to the book on my table. 'Oh, you're reading Tipping Point?', he asked.

I was reading Tipping Point by Malcolm Gladwell that week and I had the book on my desk in the office. I usually have the books I'm reading either in my car or on my desk. I replied in the affirmative.

He asked for other books of Malcolm Gladwell that I've read and I mentioned Outliers-The Story of Success and What The Dog Saw. He asked for my best among the books and I mentioned Outliers. His best was Tipping Point.
LIFE
Bayo Adeyinka
Bayo Adeyinka
@greaterbayo
The Next 20 Years

Just look around you in Nigeria, for example. 20 years ago, the ATM machine was a novelty. No bank issued debit cards- maybe just the foreign ones. There were no banking apps. You couldn't transfer funds the way we do now.

It took 7 days for your 'upcountry' cheques to clear- meaning that if someone pays you a cheque in Sokoto and you pay it in in Ibadan, you had to wait for 7 days to receive value. Later, it became 3 days.

I recall as a young banker, I used to go to the CBN Clearing House with a box that was locked by my supervisor and which could only be opened by the CBN Clearing Supervisor. I carried that box like it was my life.

I had cheques of other banks and a very huge calculator we called casting machine inside that 'portmanteau'.

Around this period 20 years ago, there was an influx of new generation banks that changed the landscape. Now, see how the banks have changed in 20 years. In just 20 years, the banking sector in Nigeria is the one of the most sophisticated in Africa. So much progress has been made
WORLD
Advertisement
Bayo Adeyinka
Bayo Adeyinka
@greaterbayo
The Law of Speed

Speed has become an important element of strategy.     
Regis McKenna

I got there as they were opening the door at 8am yesterday Friday. I wanted to send copies of my books to @Rovingheights at Surulere.

After putting the books on their scale to measure the weight, I was given a bill of N30,000. I filled the accompanying form and was about to pay when the lady at the front desk of this courier company told me that the books would be delivered on Monday. I couldn’t believe my ears

You mean I’m sending books from Lekki to Surulere and it won’t get there next day? And I’m going to pay N30,000 for waiting for that long? Friday to Monday?

I took back my books and left. I checked google for another courier company closest to me. I saw one in Victoria Island and drove there. The lady at the front desk gave me a bill of N16,000 for next day delivery. The time was 9am and I insisted it should be delivered same day.

She called her supervisor in my presence and I heard her supervisor say I had to pay twice the amount if it will be delivered same day. That’s N32,000 from Victoria Island to Surulere.
CULTURE
Bayo Adeyinka
Bayo Adeyinka
@greaterbayo
Travelogue: Of Abacha, Okpa & Other Things I Saw On A Road Trip From Anambra To Enugu

I believe two things give people great exposure- reading and travelling. I love both. Anytime I get into a new or unfamiliar environment, I like to explore the place.

I make friends with people in that environment- especially cab drivers. I met Somto and he was just perfect for me. He knows the road but even more, he knows the interesting places and is a good conversationalist.

I jumped into his vehicle and off we went from Agulu where I stayed. Agulu has the best hotel I have stayed so far in this country. I'm not saying this lightly at all. The Golden Tulip Hotel in Agulu owned by the Anambra State Government is a masterpiece of hospitality.


Located on the banks of Agulu Lake, the landscape is a beauty to behold. If you love nature like me, you don't need to go any further. Just looking at the hills and the lake will give you immense pleasure. The view from my room was simply breathtaking.


That hotel is a piece of hidden treasure. It's a beautiful getaway from the hustle and bustle of Lagos. The hotel was formally commissioned in January this year though operations started last September.
LIFE
Bayo Adeyinka
Bayo Adeyinka
@greaterbayo
The Law of Trust

“I’m not upset that you lied to me. I’m upset that from now on I can’t believe in you”- Friedrich Nietzsche

Sometimes in October, I received a call from a former client who had been out of the country for almost a year.

He is not a Nigerian but had just secured an appointment with a company. His first statement was “Bayo, I need to pick your brain on this because with you I know where I stand. I know you’ll not deceive me”.

After our discussion, he told me he had already informed his Chairman that their banking relationship had to come to me. I’ve signed it on since.

I’ve had cause to reflect over his statement many times since then. Here was a man whom sometimes I had very difficult conversations with. I’ve had to tell him no when I knew his requests were not possible. Sometimes, the relationship was stormy.

I never fail to tell my colleagues that the major currency for transaction is integrity and this will only be sustained in an atmosphere of trust. Never lie to customers in order to make a sale.
LIFE

More from Life

ArmaniTalks \U0001f399\U0001f525
ArmaniTalks 🎙🔥...
@ArmaniTalks
Your Most PRECIOUS Currencies:

-Energy

-Time

-Attention

-Trust

-Love

-Loyalty

-Respect

Only give these currencies to high value people. Never spend these currencies on low value shitheads eg: trolls, weasels, snakes, naysayers etc.

'Wait, I thought money was the most important currency?'

Nah.

Once you adopt abundance mentality, you realize their is no shortage of money.

Making the dollars your most important currency will have you leading an empty life.

Time to flip your perspective.

👇

▪Energy

When you strip yourself to the core, you are an emotional creature.

Emotions are your internal worlds energy.

Harnessing that energy is crucial for leveraging yourself to obtain whatever you want.

You have a finite amount everyday, so spend it wisely.

▪Time

A second that is lost will never be returned.

You start valuing the hell out of this currency the more you mature.

As the years start adding up, you realize time is precious.

You must always have a scarcity mindset towards time.

Once you do so, you will not be lazy.

▪Attention

You can be here, but not present.

Attention is completely mental.

Giving someone your attention means you are clearing up mental bandwidth to make room for them.

Only give your attention to people who help you grow.

For the negative ones?

Ignore their existence
LIFE
Trader knight
Trader knight
@Traderknight007
FEAR - It’s the re-experience of failure in advance.

Many traders face the issue of Not entering in trades because of fear.

A thread on How to pull the trigger when the opportunity knocks.


Lets First start from knowing the cause of this "FEAR" of pulling the trigger.

A traders goes through many phases before becoming Profitable.

The first phase is the " APUN HI BHAGWAN HAI" phase-

When we first begin Trading, we don’t know any concepts, we don’t know about the risks , the dangers.

So we start trading, and like most guys by beginners luck we start making good, we start to calculate how much money we will make in next 1yr, 5 yrs, Greed start to Hop in.


We get introduced to Various instruments, F&O, LEVERAGE.

We take big positions as we don’t have any FEAR cause we haven't seen those bad phases yet.

Now we get the Big blow, account down -50%, or in many cases wiped out.

The first phase ends here.


Now we know How the market can kick our ass, we now know the risk that comes with those big positions.

"THE LEARNING PHASE"-

Now we know that we were just lucky initially and now we have to learn why we get those losses, so we start learning concepts , fundamental, Technicals.
TRADING , LIFE
Advertisement
Rick Rubin
Rick Rubin
@RickRubin
https://t.co/Cotah6eeRa
LIFE
Luke Button
Luke Button
@iamlukebutton
This month I’m turning 22.

To celebrate, here are the 22 best threads I’ve found on Twitter this year.

Mostly about:

•Life/purpose
•Startups
•Entrepreneurs
•Writing
•Clarity of thought

If I see more interesting threads, I will add to this list.

Enjoy!

1. @ryanstephens: Need tips on growing a newsletter, mastering Twitter, writing online?

@ryanstephens breaks down a podcast discussion between @davidperell and @nathanbarry

Here’s what you can


2. @jackbutcher: How to separate your time from your income

•Explore the market
•Build equity
•Build products and services
•Scale your reputation
•Break the matrix

A fantastic thread complete with helpful


3. @AlexAndBooks_: I love to read.

Here is a great thread on 10 fantastic books.

Includes a short summary of each.

Don’t just take it from me, this is straight from the legend: @AlexAndBooks_


4. @m_franceschetti My biggest revelation in 2020 was the importance of sleep.

Here, @m_franceschetti founder of @eightsleep gives us his eight sleep hacks to improve sleep for 2021.

Do these and your productivity will
LIFE
Brian Feroldi
Brian Feroldi
@BrianFeroldi
The 🔟 Most Important Money Lessons

I Wish I Could Teach My Younger Self 🧵

1⃣ ALWAYS live below your means


2⃣Developing a long-term mindset

is the foundation of financial success


3⃣In the beginning, your savings rate is all that matters

Eventually, your investing returns are all that matters

Focus your time accordingly


4⃣Financial freedom is achievable

The price is ~10 years of hardcore saving/investing
LIFE

You May Also Like

Aditya Todmal
Aditya Todmal
@AdityaTodmal
A Thread on the Boss himself @Mitesh_Engr

Mitesh Sir's Positional Option Selling 101:

• How to find direction
• Which options to sell
• How to deploy capital
• Exit criteria
• What ROI he targets weekly
• What % risk he takes

Done with the help of @niki_poojary


How @Mitesh_Engr Sir finds the direction?

• Daily charts S/R
• 75 min charts S/R
• Intraday trend
• Always play directional
• Never trades in strategies


Which options to sell in weekly expiry according to @Mitesh_Engr?

• Weekly candle High/Low
• Sell 1% away options from those
• Exit when levels breached


Position Sizing by @Mitesh_Engr Sir.

How to deploy your capital?

• First sell 20%
• Pyramid the next day
• When to exit
• What to do when view goes wrong
• What to do with idle capital


Some important tweets of @Mitesh_Engr Sir

• What Data to look at
• ROI for safe players per month
• Max risk per day
• Gather knowledge and play directional
• Never play strategies
OPTIONS LEARNING , ALL , MPLEARNINGS
\uc2e0\ub150\uc758\uc0ac\ub098\uc774
신념의사나이...
@Belposto_korea
What does Gold- Backed mean?
The Chinese Elders have been accumulating gold for hundreds of years. They are gold-rich. Some of their gold was loaned to the Central Banking System so that it could fund the rebuilding of Europe after the many war-torn years from World Wars I and II

BTW they never returned it but used it to start their financial empire to enslave humanity. This is the Central Bank Banking System./2

Maybe this is why one of the conditions to use their gold for the QFS is the demise and full disclosure of the Central Bank banking system before the RV can take place./3

The Elders have caves of hidden gold and are now using it to gold-back the currencies in the QFS for every country in the world. It is important to understand that the QFS and the money it is about to release is all brand-new currency./4

It was designed by the Alliance to fund the new financial system that will reset all Currencies of the world to Gold-Backed currency./5
SOCIETY
Advertisement
Emma Hilton
Emma Hilton
@FondOfBeetles
This is Kuinini ‘Nini’ Manumua, the woman who was ultimately displaced by inclusion of Laurel Hubbard.

She’s 21, and it would have been her first Olympics.
ALL
PC\U0001f30e\u262e
PC🌎☮
@pc_432
Moderna CEO Stephane Bancel was previously CEO of bioMerieux in France from 07-10.

Alain Merieux, who owns bioMerieux, was instrumental in the creation of the Wuhan Institute of Virology P4 Lab.

The same people who helped create the virus, also helped to create the vaccines...


Moderna partnered with French Pasteur Institute in 2015 to develop mRNA vaccine technology.

Pasteur Institute partnered with the Wuhan P4 Laboratory in 2017 along with the Merieux Foundation to study emerging viruses...
https://t.co/yFsHwrNYaK
https://t.co/9M5lydBKhM


Nobel prize winning scientist Luc Montagnier asserts that Sars-Cov-2 is man-made and originated from the Wuhan Institute of Virology.

Montagnier did extensive work with the Pasteur Institute in France which was partnered with the Wuhan P4.

Merieux Foundation & the Chinese government have worked together since 1965, and partnered to study emerging pathogens in Africa in 2015.

Their research included "PATHOGENS CARRIED BY BATS" that provoke respiratory diseases.

🚨🚨🚨
https://t.co/gVwpT0ssqI
ALL
Vibhor Varshney
Vibhor Varshney
@nakulvibhor
On the occasion of youtube 20k and Twitter 70k members

A small tribute/gift to members

Screeners

technical screeners - intraday and positional both

before proceeding - i have helped you , can i ask you so that it can help someone else too

thank you

positional one

run - find #stock - draw chart - find levels

1- Stocks closing daily 2% up from 5 days
https://t.co/gTZrYY3Nht

2- Weekly breakout
https://t.co/1f4ahEolYB

3- Breakouts in short term
https://t.co/BI4h0CdgO2

4- Bullish from last 5

intraday screeners

5- 15 minute Stock Breakouts
https://t.co/9eAo82iuNv

6- Intraday Buying seen in the past 15 minutes
https://t.co/XqAJKhLB5G

7- Stocks trading near day's high on 5 min chart with volume BO intraday
https://t.co/flHmm6QXmo

Thank you
SCREENERS , ALL , NAKULSMIX