A to Z of Banking, all basics of banking explained -
https://t.co/tMfB73CHYs
Top 5 Banks and their strategies -
https://t.co/aivfUtuw9g
Large Bank - HDFC Bank - How did HDFC Bank become HDFC Bank -
https://t.co/GSPxlb8p6o
A list of all the articles that we have created - From Banking to Fiber!
The content in the articles has been written in a very simple language which will help you learn everything about the sector and/or the company!
Do Retweet and help your fellow tweeples learn!
Let's go 👇
A to Z of Banking, all basics of banking explained -
https://t.co/tMfB73CHYs
Top 5 Banks and their strategies -
https://t.co/aivfUtuw9g
Large Bank - HDFC Bank - How did HDFC Bank become HDFC Bank -
https://t.co/GSPxlb8p6o
How did they avoid all NPAs from 1999? What makes Uday Kotak's Concalls a goldmine of information on the Banking sector? Everything explained!
We have given details from 1999! The most comprehensive article ever!
https://t.co/fF02iLVA6o
From its origins to how it gives 0% EMI to how it earns money from manufacturers - everything explained!
More - Origins, Products, Loan Book, Cross-Selling, Risk management, Concalls of 8 Years, etc!
https://t.co/44H0YCSDtV
Origins (with fun facts)
Products, 10Y Financials, Business model and how do they make money, How does a gold loan work, Operational efficiency, peer comparison, mgmt commentary, why we don't like the stock, and much more!
https://t.co/xrTHmj53sL
I am talking about Flavors & Fragrances now :)
We talk about the Value Chain, FMCG interlinkage with this sector, Market Dynamics, R&D, Pros, Cons, Barriers to entry, players, and much more!
https://t.co/BPoGunfQHt
We now talk about the FMCG Sector!
The below article will take you 30-40 mins to read and it is so in-depth that many college professors have used this article as a reference point to teaching about the FMCG Sector!
https://t.co/gNHB5DFNTJ
Reliance Industries - We talk about their past, their present, and their future! Detailed commentaries on their M&A and their 3 major businesses - Don't miss this one!
https://t.co/xtfj8ZjvK8
Good to know that you are still here -
Now we talk about the Fiber Industry that helps networks in seamless communication!
We cover History, usage, workings, 5G, all tech terms, 5g and 4g , telcos actions, and much more!
https://t.co/QCd3mqjEaD
From new startups to acquisitions by FMCG companies, what’s actually happening?
We tell you everything - Please 'Shave' this article for future reading as well 😝
(Please excuse my puns 😂)
https://t.co/Liz85Abb8Q
Paint Industry - Indigo Paints -
https://t.co/uRTBBKQtjr
FMCG(confectionary)/QSR/FMCG/Consumer spending trends - Mrs. Bectors
https://t.co/FSSkthm3ai
An article full of insights!
https://t.co/6l9ykT3oJZ
Why do I call the DRHP/RHP document the kundli of the IPO going company?
This podcast of mine with @b50
Don't miss this one - Many practical tips to choose/read IPOs + discussion on unlisted markets!
https://t.co/5NSYlk3jk3
everything on this market
https://t.co/Gi5VvnutD7
Risks are high in unlisted - What investors must be cautious about?
https://t.co/di2wtIQZ68
Credits to @larissafernand mam for giving me the chance to write these for MorningStar
@AdityaD_Shah writes - How to analyze a fund manager for Hindu Business Line :)
Everyone talks about analyzing mutual funds but very few talk about the fund manager!
This article delves deep into the same!
https://t.co/94amgYIfcf
More from Aditya Kondawar
Paytmmmmm Karooooooo! Most of us have heard this jingle right?
After the much-celebrated #IPO of Zomato, all eyes are now on #PayTM!
So let's not wait and let's understand everything about PayTM in the below thread 👇
1/
- The DRHP mentions a Rs 16,600 Cr Fundraise
- Split - 50% Fresh, 50% OFS
- Valuation of $25-30 billion targeted from this IPO
Let’s put all of these numbers into perspective here –
2/
Some big numbers, right? Ok back to PayTM now –
What does it do?
Well, it does a lot of things but at the core of it let's term it a fintech company.
- It started as a digital wallet-based platform focused on mobile SIM top-ups and utility payments in 2010
3/
- They pivoted to marketing, mobile phone top-ups, payments, e-comm, then a full-scale fintech services company – The avatar that we see today
- The Paytm ecosystem has payments (wallet / UPI), merchant acquiring, credit, savings, broking, wealth management, and insurance.
4/
Total users - 333 mn
Monthly active users - 50 mn
Merchants - 21.1 mn
RedSeer - Paytm has a payments transaction volume market share of ~40% and wallet payments transaction mkt share of 65-70% in India for FY21
After the much-celebrated #IPO of Zomato, all eyes are now on #PayTM!
So let's not wait and let's understand everything about PayTM in the below thread 👇
1/
- The DRHP mentions a Rs 16,600 Cr Fundraise
- Split - 50% Fresh, 50% OFS
- Valuation of $25-30 billion targeted from this IPO
Let’s put all of these numbers into perspective here –
Paytm Pre IPO info -
— Aditya Kondawar (@aditya_kondawar) July 7, 2021
Unlisted price - \u20b92450-2500
Valuation - \u20b9151,250 Cr
Targeting 25-30bn$ as per various news sources
25 bn $ - \u20b9185,925 Cr
30 bn $ - \u20b9223,110 Cr
6.05 cr shares - FY21 (FV\u20b910)
Recent split to \u20b91 FV, 60.5 Cr shares
Exchange rate 74.37 taken
No reco!
2/
Some big numbers, right? Ok back to PayTM now –
What does it do?
Well, it does a lot of things but at the core of it let's term it a fintech company.
- It started as a digital wallet-based platform focused on mobile SIM top-ups and utility payments in 2010
3/
- They pivoted to marketing, mobile phone top-ups, payments, e-comm, then a full-scale fintech services company – The avatar that we see today
- The Paytm ecosystem has payments (wallet / UPI), merchant acquiring, credit, savings, broking, wealth management, and insurance.
4/
Total users - 333 mn
Monthly active users - 50 mn
Merchants - 21.1 mn
RedSeer - Paytm has a payments transaction volume market share of ~40% and wallet payments transaction mkt share of 65-70% in India for FY21
More from Genericlearnings
Perhaps you have the idea that calling me " 1 lot Nandy" is somehow derogatory and a easy poke at me. Allow me to explain why I look at this moniker as a badge of honour
I have traded 1 lot continuously twice in my life. The first in 2003 after I blew up on my INFY trade. I traded 1 lot ACC fut consistently and made 50k in a month
The 2nd time in 2013. When I suffered continuous losses for 5-6 months due to a variety of psychological issues. Then I traded 1 lot Nifty options consistently for 3 months. After that 2 lots for next 1 month and slowly increased
I have shared these two incidents on my various interveiws and regularly share this in detail with my handholding students when I talk about trading psychology.
This logic of trading 1 lot to iron out trading issues I learnt from the interview of Anthony Saliba, who traded 1 lot in options for 6 months. BTW, Saliba was the only options trader to have been profiled on the original Market Wizards ( I read his interview and used his logic)
Sir itseems people call you as "one lot Nandy".. Is it true?
— Bittu (@nanoobittu) July 16, 2021
I have traded 1 lot continuously twice in my life. The first in 2003 after I blew up on my INFY trade. I traded 1 lot ACC fut consistently and made 50k in a month
The 2nd time in 2013. When I suffered continuous losses for 5-6 months due to a variety of psychological issues. Then I traded 1 lot Nifty options consistently for 3 months. After that 2 lots for next 1 month and slowly increased
I have shared these two incidents on my various interveiws and regularly share this in detail with my handholding students when I talk about trading psychology.
This logic of trading 1 lot to iron out trading issues I learnt from the interview of Anthony Saliba, who traded 1 lot in options for 6 months. BTW, Saliba was the only options trader to have been profiled on the original Market Wizards ( I read his interview and used his logic)
You May Also Like
1/ Here’s a list of conversational frameworks I’ve picked up that have been helpful.
Please add your own.
2/ The Magic Question: "What would need to be true for you
3/ On evaluating where someone’s head is at regarding a topic they are being wishy-washy about or delaying.
“Gun to the head—what would you decide now?”
“Fast forward 6 months after your sabbatical--how would you decide: what criteria is most important to you?”
4/ Other Q’s re: decisions:
“Putting aside a list of pros/cons, what’s the *one* reason you’re doing this?” “Why is that the most important reason?”
“What’s end-game here?”
“What does success look like in a world where you pick that path?”
5/ When listening, after empathizing, and wanting to help them make their own decisions without imposing your world view:
“What would the best version of yourself do”?
Please add your own.
2/ The Magic Question: "What would need to be true for you
1/\u201cWhat would need to be true for you to\u2026.X\u201d
— Erik Torenberg (@eriktorenberg) December 4, 2018
Why is this the most powerful question you can ask when attempting to reach an agreement with another human being or organization?
A thread, co-written by @deanmbrody: https://t.co/Yo6jHbSit9
3/ On evaluating where someone’s head is at regarding a topic they are being wishy-washy about or delaying.
“Gun to the head—what would you decide now?”
“Fast forward 6 months after your sabbatical--how would you decide: what criteria is most important to you?”
4/ Other Q’s re: decisions:
“Putting aside a list of pros/cons, what’s the *one* reason you’re doing this?” “Why is that the most important reason?”
“What’s end-game here?”
“What does success look like in a world where you pick that path?”
5/ When listening, after empathizing, and wanting to help them make their own decisions without imposing your world view:
“What would the best version of yourself do”?
ARE WE FAMILIAR WITH THE MEANING & POWER OF MANTRAS WE CHANT?
Whenever we chant a Mantra in Sanskrit, it starts with 'Om' and mostly ends with 'Swaha' or 'Namaha'. This specific alignment of words has a specific meaning to it which is explained in Dharma Shastra.
Mantra is a Sanskrit word meaning sacred syllable or sacred word. But Mantras r not just words put together,they r also vibrations.The whole Universe is a cosmic energy in different states of vibration &this energy in different states of vibration forms the objects of Universe.
According to Scriptures,Om is considered to be ekaakshar Brahman,which means Om is the ruler of 3 properties of creator,preserver&destroyer which make the https://t.co/lyhkWeCdtv is also seen as a symbol of Lord Ganesha, as when starting the prayer,it's him who is worshipped 1st.
'Om' is the sound of the Universe. It's the first original vibration of the nothingness through which manifested the whole Cosmos. It represents the birth, death and rebirth process. Chanting 'Om' brings us into harmonic resonance with the Universe. It is a scientific fact.
Therefore, Mantras are described as vibrational words that are recited, spoken or sung and are invoked towards attaining some very specific results. They make very specific sounds at a frequency that conveys a directive into our subconcious.
Whenever we chant a Mantra in Sanskrit, it starts with 'Om' and mostly ends with 'Swaha' or 'Namaha'. This specific alignment of words has a specific meaning to it which is explained in Dharma Shastra.
Mantra is a Sanskrit word meaning sacred syllable or sacred word. But Mantras r not just words put together,they r also vibrations.The whole Universe is a cosmic energy in different states of vibration &this energy in different states of vibration forms the objects of Universe.
According to Scriptures,Om is considered to be ekaakshar Brahman,which means Om is the ruler of 3 properties of creator,preserver&destroyer which make the https://t.co/lyhkWeCdtv is also seen as a symbol of Lord Ganesha, as when starting the prayer,it's him who is worshipped 1st.
'Om' is the sound of the Universe. It's the first original vibration of the nothingness through which manifested the whole Cosmos. It represents the birth, death and rebirth process. Chanting 'Om' brings us into harmonic resonance with the Universe. It is a scientific fact.
Therefore, Mantras are described as vibrational words that are recited, spoken or sung and are invoked towards attaining some very specific results. They make very specific sounds at a frequency that conveys a directive into our subconcious.