The RV and the Redemption Funds.

ALL Exchanged Currencies as well as all Zim Redemption funds will be placed in the accounts they set up in the Quantum Financial System./1

Absolutely none of these funds will be placed in a Bank at the redemption appointment. Bank computers cannot be programmed to transfer Digital Gold Certificates./2
The QFS can and will transplant funds into a bank account as has been explained earlier,/3
so a person can transfer funds to their own bank account but the desirability will become less and less as the banks go into receivership and their customer’s deposits are confiscated to avoid the Bank’s demise./4
Which bank can compete with the QFS when the QFS is free, secure, private, and stable? One of the major problems in the transition will be the use of Debit Cards for merchant purchases. Will VISA or Mastercard be available?/5
We’ll see what the Alliance comes up with but there will be a lot of work to be done to change the VISA or Mastercard structure to work with a Debit Card from the QFS – but it will eventually be done./6
Merchant fees for VISA and Mastercard or any other card will be eliminated, so changes will be coming. A major cost for Credit Card companies is stolen cards and fraud. The QFS eliminates all of these fraudulent activities including identity theft./7
The QFS security system will ensure our financial security as long as we use money for the exchange of goods and services.8/8
-Ron Giles-

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THREAD: 12 Things Everyone Should Know About IQ

1. IQ is one of the most heritable psychological traits – that is, individual differences in IQ are strongly associated with individual differences in genes (at least in fairly typical modern environments).

2. The heritability of IQ *increases* from childhood to adulthood. Meanwhile, the effect of the shared environment largely fades away. In other words, when it comes to IQ, nature becomes more important as we get older, nurture less.

3. IQ scores have been increasing for the last century or so, a phenomenon known as the Flynn effect. (N ≈ 4 million)

(Note that the Flynn effect shows that IQ isn't 100% genetic; it doesn't show that it's 100% environmental.)

4. IQ predicts many important real world outcomes.

For example, though far from perfect, IQ is the single-best predictor of job performance we have – much better than Emotional Intelligence, the Big Five, Grit, etc.

5. Higher IQ is associated with a lower risk of death from most causes, including cardiovascular disease, respiratory disease, most forms of cancer, homicide, suicide, and accident. (N = 728,160)