BC FINANCE
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12 charts every investor should know:

1. History of the stock market in one chart

 2. The Psychology of a Market Cycle
3. "Experts" will always give you smart reasons to sell in the short term, but you will regret it in the long term
4. Largest companies by market cap (1960-2022)
5. Compounding is the 8th wonder of the world
6. These are the best times to invest in the market
7. "Insiders might sell their shares for any numbers of reasons, but they buy them for only one: they think the price will rise." - Peter Lynch
8. Average investors historically underperform the stock market.
9. The Cycle of Market Emotions:
10. Great investors understand that market drawdowns are part of investing:
11. Politics do not help or hurt the stock market
12. The average investor is their own worst enemy
Thank you for reading!

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1/ My Mission: To Spread Financial Wellness (thread)

Here’s what "financial wellness" means to me

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2/ Mindset

Humans are programmed to think short-term

Evolutionary, thinking short-term makes sense. It helps with survival.

Financial wellness is all about training yourself to develop a long-term mindset

Not easy -- it takes practice


3/ Mindset

If you join the right tribes, you can’t help but improve

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Twitter / Podcasts / Blogs / YouTube -- when used correctly -- are amazing


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Especially about:

1⃣Money
2⃣Relationships
3⃣Health

These 3 categories have an outsized influence on all areas of your life

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5/ Career

In the beginning, focus on growing your income

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Start a side hustle (<- important!)

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The Great Reset is a massively funded, desperately ambitious, internationally coordinated project led by some of the biggest multinational corporations and financial institutions on the planet.

Devised and put in motion by 0.0001% of people, who honestly believe this world and society need somekind of reset. You might also be wondering what are we resetting from/to as this new firmware is desperately trying to upload itself by another tsunami of mainstreamed propaganda.

One of the most obvious reasons for pushed reset is the infinite expansion economic model reaching its limits and going bust, a fact admitted even by themselves.

However, the super wealthy apparently want to continue staying super wealthy and have no intention of abandoning their position at the top of the world.

Nature’s resources found on Earth are definitely limited in their absolute quantity thus excluding an idea of infinite extraction and wealth accumulation. But this is not their understanding of limited resources, you see.
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My investing style: Buy and hold high-quality businesses

Here are 15 traits that tell me I've found a great business ⬇️

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Business Services $MCO
Contracts $AMT
Consumables $MNST
Exchange $MKTX
Franchise $WINA
Membership $TDOC
Platform $ETSY
Razor/blade $DXCM
Real Estate $STOR
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Great companies sell products/services that are in-demand in good times and bad

That allows them to grow regardless of what is happening in the broader economy


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"Organic" growth: Growing by increasing sales of internally developed products/services

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Despite the size, Fundsmith did a CAGR of 18.4%.

In his book Investing for Growth, he explains his investing philosophy.

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Find companies that focus on delivering value.

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2. Avoiding "cheap" companies?

Low multiples are not a reason to buy a company.

A ship will continue to sink if it has a hole in it.

"A stock may have a low valuation but an even lower intrinsic value. Buying such a stock is not a recipe for investment success."


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For long-term investors, getting the quality of the business is more important than the valuation.

“An investor could have paid 281 times earnings for L’Oréal, 156 times for Colgate, and 147 times for Brown-Forman and still beat the market.”


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A common investing mistake:

Taking out money when market falls!

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Avoid being a bad investor; than worrying about being a good investor.

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Not knowing why we are investing!

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~ We see the particular asset class is popular

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Wrong reasons for investing in asset class!

Gold : Because of family culture or as a symbol of inter-generational wealth.

FD: Because it's safe

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