BC ALL
Saved by @Jacobtldr

I’m torn on how to approach the idea of luck. I’m the first to admit that I am one of the luckiest people on the planet. To be born into a prosperous American family in 1960 with smart parents is to start life on third base. The odds against my very existence are astronomical.

 I’ve always felt that the luckiest people I know had a talent for recognizing circumstances, not of their own making, that were conducive to a favorable outcome and their ability to quickly take advantage of them.
In other words, dumb luck was just that, it required no awareness on the person’s part, whereas “smart” luck involved awareness followed by action before the circumstances changed.
So, was I “lucky” to be born when I was—nothing I had any control over—and that I came of age just as huge databases and computers were advancing to the point where I could use those tools to write “What Works on Wall Street?” Absolutely.
Was I lucky to start my stock market investments near the peak of interest rates which allowed me to spend the majority of my adult life in a falling rate environment? Yup.
But these favorable conditions would have been meaningless if I hadn’t fought hard to get the data for my book, or if I had allowed the conventional wisdom of my youth sour me on the stock market.
For those too young to remember, everyone HATED the stock market for most of the 1980s and much of the 1990s. In the early 80’s, all the “smart” folks were going into real estate and hard assets.
Stocks were for losers. It wasn’t until the late 90s that everyone loved the stock market.

So, yes, circumstances were nearly ideal for me to succeed as a stock market investor and author, but I needed to actively decide to take advantage of them.
And I’ve also experienced and understand being in the right place at the right time and yet making the wrong choice. In 1999, I founded an online investment advisor called Netfolio. It was one of the first robo-advisors.
In early 2000, we got a ridiculous offer from one of Wall Street’s largest investment banks that would have made everyone associated with Netfolio crazy rich, and I said no.
Even at the time I realized how incredibly lucky I was to get the offer, but I failed to grab it. I failed to take advantage of the wonderful spot Karma had placed me in and passed on the deal.
In other words, I failed to act when the rare, favorable and lucky circumstances were at hand. Had I done so, I’m sure that there would have been many people attributing my incredible luck to skill on my part. I’m pretty sure I would have attributed my luck to skill too.
Yet I don’t regret the experience because on reflection, it provided me with a really good understanding of the role of luck. The writer Damon Runyon said “The race may not always be to the swift nor the victory to the strong, but that's the way to bet.”
I agree. Having been on both sides of luck, I think luck is bound up in many outcomes in life yet it is how you react and play the hand that determines how lucky you will be.
People who have the ability to suss out potentially random favorable circumstances and jump in to take advantage of them, will, in my opinion, end up being “luckier” than those who can’t.
I’ve always loved Carl Orff’s “Carmina Burana", which is based on a series of medieval poems about the cruelty of fate. The first, “O Fortuna”, has some cool lyrics. It’s in Latin, and because it’s been a long time since I took Latin, here are the opening lyrics in English:
O Fortune, like the moon
You are changeable, ever waxing, ever waning;
Hateful life
First oppresses and then soothes as fact takes it;
Poverty and power
It melts the like ice.
You can follow and listen to the slightly different version here: https://t.co/Rfkd3cEKCG
The point being, we humans have been alternately blaming and praising fate for our condition in life forever.
I think that having an open mind and looking for potentially unusual (i.e., lucky) circumstances and then acting quickly to take advantage of them is the key to being luckier than the average person.
Finally, I think we are all lucky to have @morganhousel in our life to make us think more about things and never take anything for granted. Thanks Morgan, for reminding me how lucky I am.

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Steve
Steve
@braidedmanga
Ivor Cummins has been wrong (or lying) almost entirely throughout this pandemic and got paid handsomly for it.

He has been wrong (or lying) so often that it will be nearly impossible for me to track every grift, lie, deceit, manipulation he has pulled. I will use...


... other sources who have been trying to shine on light on this grifter (as I have tried to do, time and again:


Example #1: "Still not seeing Sweden signal versus Denmark really"... There it was (Images attached).
19 to 80 is an over 300% difference.

Tweet: https://t.co/36FnYnsRT9


Example #2 - "Yes, I'm comparing the Noridcs / No, you cannot compare the Nordics."

I wonder why...

Tweets: https://t.co/XLfoX4rpck / https://t.co/vjE1ctLU5x


Example #3 - "I'm only looking at what makes the data fit in my favour" a.k.a moving the goalposts.

Tweets: https://t.co/vcDpTu3qyj / https://t.co/CA3N6hC2Lq
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Vibhu Vashisth
Vibhu Vashisth
@VIBHU_Tweet
RISHI PINGALA:THE ANCIENT INDIAN SAGE DISCREDITED FOR HIS MAJOR CONTRIBUTIONS TO MATHEMATICS & PHI

Have you ever heard about,"The Golden Ratio"?
The Golden Ratio or Phi(Greek) is a mathematical ratio of nature. Mother Nature is the most exquisite artist in herself.


&Its this Phi she uses to create all the beauty in World.
If anyone uses this ratio correctly in their art,it can turn into a spell-binding piece of work.Such is the significance of'Phi'.But my thread isn't about it.Its about somethin called'Fibonacci Series'&who actually made it


Phi is related to Fibonacci series(0,1,1,2,3,5,8,13,21,34...)
&this series is responsible for everything dat is beautiful on this planet. Just try to calculate the ratio of any 2 successive numbers ÷ each of them by the number before it in above infinite series.

E.g. 3/2=1.5, 5/3=1.666, 8/5=1.6, 34/21=1.61904 and so on. Did you notice something? The ratio is coming almost same every time. This ratio is called 'Phi 'which is numerically represented as 1:1.618. This Golden Spiral is made in exact proportion of 1:1.618.


The thing I want to emphasize here is that we always find only those things appealing and attractive that have Phi. It's in our subconscious. Isn't it some revelation? We are the part of this Divine proportion of the God or the Mother Nature. Check these:
ALL
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सा विद्या या विमुक्तये...
@raghav_aanya
कुंडली में 12 भाव होते हैं। कैसे ज्योतिष द्वारा रोग के आंकलन करते समय कुंडली के विभिन्न भावों से गणना करते हैं आज इस पर चर्चा करेंगे।
कुण्डली को कालपुरुष की संज्ञा देकर इसमें शरीर के अंगों को स्थापित कर उनसे रोग, रोगेश, रोग को बढ़ाने घटाने वाले ग्रह


रोग की स्थिति में उत्प्रेरक का कार्य करने वाले ग्रह, आयुर्वेदिक/ऐलोपैथी/होमियोपैथी में से कौन कारगर होगा इसका आँकलन, रक्त विकार, रक्त और आपरेशन की स्थिति, कौन सा आंतरिक या बाहरी अंग प्रभावित होगा इत्यादि गणना करने में कुंडली का प्रयोग किया जाता है।


मेडिकल ज्योतिष में आज के समय में Dr. K. S. Charak का नाम निर्विवाद रूप से प्रथम स्थान रखता है। उनकी लिखी कई पुस्तकें आज इस क्षेत्र में नए ज्योतिषों का मार्गदर्शन कर रही हैं।
प्रथम भाव -
इस भाव से हम व्यक्ति की रोगप्रतिरोधक क्षमता, सिर, मष्तिस्क का विचार करते हैं।


द्वितीय भाव-
दाहिना नेत्र, मुख, वाणी, नाक, गर्दन व गले के ऊपरी भाग का विचार होता है।
तृतीय भाव-
अस्थि, गला,कान, हाथ, कंधे व छाती के आंतरिक अंगों का शुरुआती भाग इत्यादि।

चतुर्थ भाव- छाती व इसके आंतरिक अंग, जातक की मानसिक स्थिति/प्रकृति, स्तन आदि की गणना की जाती है


पंचम भाव-
जातक की बुद्धि व उसकी तीव्रता,पीठ, पसलियां,पेट, हृदय की स्थिति आंकलन में प्रयोग होता है।

षष्ठ भाव-
रोग भाव कहा जाता है। कुंडली मे इसके तत्कालिक भाव स्वामी, कालपुरुष कुंडली के स्वामी, दृष्टि संबंध, रोगेश की स्थिति, रोगेश के नक्षत्र औऱ रोगेश व भाव की डिग्री इत्यादि।
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Ana Lorena Fabrega
Ana Lorena Fabrega
@anafabrega11
5 simple lessons to raise independent thinkers 👇🪡

Esther Wojcicki is a teacher with 40 years of experience, Silicon Valley legend, and mother of three successful daughters:

Susan, CEO of @YouTube
Anne, CEO of @23andMe
Janet, professor at @UCSF

How did Esther raise so many successful kids?

In her best-selling book, How To Raise Successful People, @EstherWojcicki says the key is a philosophy called TRICK:

- Trust
- Respect
- Independence
- Collaboration
-

Of course, what parent wouldn’t agree with these five values? They seem obvious—and maybe even a little trivial.

But what makes Esther’s philosophy special is *how* she applies them in real-life situations.

Let’s look at some examples 👇🏼

1. Trust

Trust means believing kids can figure things out for themselves.

For example, one Saturday Esther’s grandson (12 YO) needed a haircut and her two granddaughters (8 YO) needed school supplies.

But she didn’t have time for both trips.
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Sriram \U0001f1ee\U0001f1f3
Sriram 🇮🇳...
@SriramKannan77
Why Does India Use Gobar on Its Walls and Floors?

#Thread


Here are several traditions that have been practiced in India from ancient times, and which people continue to practice because their forefathers asked them to. Many people find cow dung repulsive, but it is implanted in homes in Indian villages.

In Hinduism, the cow is revered and is known as Gow Maata (Cow, The mother). In India, cow dung and urine are regarded sacred. In Indian villages, cleaning using cow dung is a common practice.

After cleaning their dwellings, rural folks apply the cow-dung paste on the walls and floors to make their homes pure, just as urban people paint their houses to give them a festive air.

The Advantages of Using Cow Dung According to recent studies, cow dung has the ability to eliminate microorganisms that are dangerous to people. Cow dung is thought to be beneficial to one's health. It is high in minerals and has a high antibacterial factor.
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You’re allowed to think about a desired outcome from the beginning.

It’s not Big Design Up Front if you do in-depth research to understand the user’s problem.

It’s not BDUF if you spend detailed time learning who needs this thing and why they need it.

It’s not BDUF if you help every team member know what success looks like.

Agile is about reducing risk.

It’s not Agile if you increase risk by starting your sprints with complete ignorance.

It’s not Agile if you don’t research.

Don’t make the mistake of shutting down critical understanding by labeling it Bg Design Up Front.

It would be a mistake to assume this research should only be done by designers and researchers.

Product management and developers also need to be out with the team, conducting the research.

Shared Understanding is the key objective


Big Design Up Front is a thing to avoid.

Defining all the functionality before coding is BDUF.

Drawing every screen and every pixel is BDUF.

Promising functionality (or delivery dates) to customers before development starts is BDUF.

These things shouldn’t happen in Agile.
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EverythingOppresses
EverythingOppresses
@SoOppressed
The first area to focus on is diversity. This has become a dogma in the tech world, and despite the fact that tech is one of the most meritocratic industries in the world, there are constant efforts to promote diversity at the expense of fairness, merit and competency. Examples:

USC's Interactive Media & Games Division cancels all-star panel that included top-tier game developers who were invited to share their experiences with students. Why? Because there were no women on the

ElectronConf is a conf which chooses presenters based on blind auditions; the identity, gender, and race of the speaker is not known to the selection team. The results of that merit-based approach was an all-male panel. So they cancelled the conference.

Apple's head of diversity (a black woman) got in trouble for promoting a vision of diversity that is at odds with contemporary progressive dogma. (She left the company shortly after this

Also in the name of diversity, there is unabashed discrimination against men (especially white men) in tech, in both hiring policies and in other arenas. One such example is this, a developer workshop that specifically excluded men: https://t.co/N0SkH4hR35
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Ferruccio Balestreri \U0001f308
Ferruccio Balestreri 🌈...
@0xferruccio
🕵️‍♂️ How Google's PageRank algorithm works

The PageRank algorithm gives each page a rating of its
importance, which is a recursively defined measure of importance, based on if important pages link to it.
It's recursive because the importance of a page refers back to the importance of other pages that link to it

Here's how it works in practice:
1⃣ We start with some pages and crawl them for links


2⃣ Each page has 1/N points (where N as the total number of pages)


3⃣ Add points to each page for the amount of links to it, divided by the number
of links emanating from the sources of these links
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Yoel Roth
Yoel Roth
@yoyoel
We’ve recently seen research about so-called “bots” and misinformation on Twitter and wanted to share our perspective on why findings that might seem remarkable at first are likely inaccurate. We’re working on a more detailed explanation, but some comments for now.

We continue to be excited by the research opportunities that Twitter data provides. Our service is the largest source of real-time social media data, and we make this data available to the public for free through our public API. No other major service does this.

Many researchers, academics, and journalists use our public API — a set of tools for programmatically accessing information on Twitter. We make all public Twitter content available via our APIs. You can learn more about them here:

The basic issue with much of the research based on our public APIs is simple: The APIs don't provide insight into our defensive actions to protect Twitter from manipulation, including bots.

Because of this, API-based research can't distinguish between accounts we've already identified as bad (and hidden or removed) and real, authentic ones.
TECH
Groww
Groww
@_groww
You want to buy a house.

You take a loan from the bank.

The bank asks you, “what if you don’t pay back?”

You say, “take my home and sell it”.

(Thread)

That makes sense. The bank gives you a loan and in case you don’t pay, the bank will take over your house and sell it and recover its money.

That’s collateral.

Banks also lend money to big corporations. With them, banks don’t always have collateral.

So a loan where the bank has collateral is considered safer for the bank.

In the early 2000s, the banks in the USA were giving out loans to people for buying houses.

The economy had just recovered from the tech bubble in 2000 where many banks had given out loans to businesses that had shut down.

In that backdrop, the banks found giving home loans safer.
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