Let me talk to those who are planning to buy cars these year; Buying a car is good. Very essential for making life easier. However, a car isn’t cheap, the cheapest car is around 450USD in Kenya. Today owning a car may seem very easy as compared to the 70s, THREAD 1/3

Today you can buy a car either in cash 💰, by bank finance, hire purchase and through trade in. But my interest on this post is on bank financing and Hire purchase. Bank finance is where the bank buys for you a car and you pay the bank for a period of time.

Hire purchase terms of purchase is where by you identify a car in a dealership, negotiate for its final price, pay an agreed deposit upfront then clear balance in defined period of time I.e in 6/12/18/20/24 months. So HP =Deposit + total Monthly Installments.

Whenever a bank offers to buy you a car, there is always a 99.9% chance that they will retain the logbook[A substitute for a collateral in lending] A logbook is the only instrument of ownership for any car in Kenya. So the bank will issue you with your logbook once you finish,

Finish paying for the car. The only problem I have with bank financing is the possibility of the buyer losing the car and servicing the loan. It has happened and it does happen. The bank repossesses the car and they auction it. You shall have lost two important things; the money

/thread/ It has been almost 2 months since the end of the 2020 Nagorno Karabakh war and after observing it from the start and talking about it with (or listening to) some really smart people, here are IMO important lessons (new or old) from that conflict:

1. Even in smaller conflicts, U(C)AVs are making achieving air superiority, or at least denying it to the opponent, a lot more important than it used to be.

2. Effective distribution of real-time data from U(C)AVs (and loitering munitions, which can be launched to perform recon when other assets are not available) can significantly increase the effectiveness of even relatively old artillery systems.

3. While airpower is getting incredibly deadly and can quickly inflict massive material damage, you still need units on the ground with a strong will to fight despite taking casualties (and political will to accept that in serious modern wars, significant losses are inevitable).

4. Soldiers need to be aware that on a modern battlefield there are not really any "safe areas" and TTPs (tactics techniques procedures) need to be changed to reflect this.

KILLMONGER'S DIARY

Fuck Africa. I'm American. Any African mad at dem words, kick rocks. Don't like it, jump ship. Back 2 Africa. Need receipts. How much yall made off us? U think we didn't know? Mafucka, we the vibranium that made Africa pop. We werent stole. We were sold.

Yall sold us. Then yall hv the audacity 2 come here, pass as American niggas, lecture us about racism & white supremacy, police our emotion, critique our anger & then U have the bravado 2 lecture us about fighting when yall let Europeans come & take yall shit? Fuck out of here.

Immigrants by nature unpatriotic. When times got tough, you left your country. You abdicated the responsibility to make your country better. You didn't fight. You ran. We didn't leave. We stayed. We fighters. Yall runners. Ain't know runner can tell a fighter about a damn thing.

"Erik U dont understand. We wouldve been killed." So the fuck what. We died fo our shit, but yall weren't willing 2 die for yours & now U come here trying 2 cut the line & take our place & Bitch, dont be calling me by my 1st name. We aint cool like that. Thats Mr. Killmonger 2 U.

& we ain' family. I dont play crayola politics so I dont care we got da same skin color. I ain't got no Melanin infatuation like the rest of deese niggas. I's knows what yall done did to us. I gives as much afuck about Africans as George Jefferson gave about Archie Bunker.

Did the Prophet Muḥammad follow an Arabian religion or religiosity before Islam, that is, before what Muslim accounts label the "Call to Prophecy"? A short thread based on notes for an article preparation 1/

Biographical information about the life of Muḥammad before the Call to Prophecy is seriously lacking - even in the literary imaginations of later Muslim sources. But there are useful and relevant starting points which, if read critically, can add to our existing knowledge 2/

The best clue is found in the famous accounts recorded in the Sīrat Rasūl Allāh (Biography of the Messenger of God ) by the famous biographer Ibn Isḥāq (d. 767) - translated with additional notes (from Ibn Hishām; died 883) by Alfred Guillaume 3/

Ibn Isḥāq (in Ibn Hishām's recension) informs the reader that before the Call to Prophecy, Muḥammad used to sojourn (يُجَاوِرُ) on Mount Ḥirāʾ for a period of 30 days every year. During his meditative seclusion, Muḥammad would feed the poor & needy when they called on him 4/

The operative word in Ibn Hishām's biography is taḥannuth (تحنث). The term remains contentious both among medieval Muslim authorities and Western Islamicists. I decided to prepare an article on the term and its links to Late Antique religiosities largely because...5/

The fascist danger is not over: a thread. 1/ What's important is that Trump incited the attack; the administration did not stop him; the chain of command protecting the legislature evaporated; and he is still in office inciting objections to the

2/ The Proud Boys led this, but the militias were largely absent. 45% of Republican voters *support* the attack on Congress. This is what Fox, Parler and the talk radio shows have created: a mass fascist network prepared to overthrow the US Constitution...

3/ There are similar moments in the 1930s... Hitler's Schluss Jetzt slogan in 1932 - "end the republic now" - and Paris 6 Feb 1934, when a fascist mob stormed parliament...

4/ The key is to demand the police do their job while preparing for them to break under pressure and via collusion. That's what let Mussolini's thugs march to power and, in the late stages, allowed the SA to run riot in Germany...

5/ I want all liberal and democratic politicians to say, today, "I am antifascist" - it's a moment to choose: you can't ignore them anymore. We have to fight them as in the 1930s... an alliance of the centre and the left...

Nigeria's burgeoning defence industry is zooming ahead.

DICON has secured a contract to produce 152 MRAPs for the army. As well as six million rounds of small arms ammunition.

EZEGWU MRAP

DICONs R&D has been up and going. The army plans to test several technology demonstrators in the field. If they pass the field testing DICON will go into mass production of the equipments.

Anti drone jamming system made by DEMFAS aerospace systems Nigeria....Made in Nigeria Proudly Nigeria.
The mobile gun is an ideal anti-drone rifle that can be used when UAVs and drones are visually detected

The drone can be tracked even at long distances through a special binocular. When the UAV is located, the rifle and antennas with horizontal and vertical polarization are pointed towards the approaching drone and immediately block it....zap !! No this is not science fiction

PROFOCE ARA MRAP 2

Profoce Ara ''Thunder'' Mine Resistant Ambush Protected Vehicle.

Greece's new minister of interior, former far-right activist Makis Voridis. Not "allegedly" and without a hint of exaggeration.

His past is wikipedia-level stuff

Voridis was violently anti-Semitic amongst other things

He is closely connected to the French Front Nationale, but in 2017 he tried to distance himself from them. BY CLAIMING THEY ARE ACTUALLY SOCIALISTS

To paraphrase Phillip K. Dick: the Golden Dawn lost, but the Nazis won

The Balkanization of Africa has long been a strategic aim of several foreign powers. As Zbigniew Brzezinski, a US foreign policy theoretician and top adviser to US President Barack Obama stated, a divided and warring Nigeria ultimately serves the interests of the United States.

The initial intention of the powers that be in covertly supporting Boko Haram was to destabilize Nigeria, trigger sectarian divisions and violence, and then rush in to ‘save’ Nigeria under the banner of military assistance and humanitarian aid. Today the powers that be

..has essentially created a conflict intervention industry. Some are testing and exhibiting new weapons system. Others are flexing their diplomatic influence. Private military contractors are securing lucrative contracts, with Russia leading the pack in this field with its

"Little green men" in Libya and Mozambique. Not to be left out Eric Prince, the founder of U.S based Blackwater, travelled to Abuja where he met with Nigeria's President and offered to destroy Boko Haram for a fee of US$1.5 billion. That offer was rejected. See the dynamics?

They criticized Eeben Barlows STTP involvement in Nigeria and then used the back door to try cut a $1.5 billion deal with the Nigerian government. Abuja chose the South African based Special Tasks, Training, Equipment and Protection (STTEP) International Ltd.

So just saw a clip with CNN pundits claiming Nigeria investing in rail transport with Chinese funding is nothing but a white elephant project. It would have been better spent to build schools. Since when did the media decide what Nigeria should and shouldn't do with its money?

Ive seen a Focus on Kenya Exclusive on CNN. They spent 4 minutes talking about Kenya's mobile banking system, which is the most sophisticated in the world, and spent an hour on Kenya's Kibera slums. When terrorist struck Nairobi mall CNN was unabash in showing images of blood

and gore of dead victims repeatedly all through the day. This will never happen in a similar style terror attack anywhere in the West. It’s time to take a hard look at the role of the liberal media in perpetuating a horribly simplistic and stereotypical portrayal of Africa

At what point do we stop being dormant?. At what point do we fight back to salvage our self esteem and integrity as Africans? They did not condemn the U.S invasion of Iraq that has forever changed the middle east.

Biafra’s forgotten children.

The claim that Gabon’s president Ali Bongo is actually Nigerian has shone a spotlight on a subject not many were aware of, that of the children airlifted out of Biafra, and Nigeria, some never to be reunited with their families. Now they are adults.

In his latest book titled Nouvelle Affaires Africaine (New African Affairs), French writer Pierre Péan claims that Gabonese president, Ali Bongo is not actually from Gabon and that he is of Nigerian heritage. He claims that Ali Bongo was adopted from the secessionist state...

of Biafra during the bloody Nigerian Civil War by Omar Bongo, the now deceased previous Gabonese president and father of Ali Bongo.
Pierre Péan’s charge led Ali Bongo’s opposition to demand a DNA test from the president. Péan also claims that Bongo presented a forged birth...

certificate during the 2009 elections & that the elections were rigged, stating that the real winner was Andre Mba Obame.
Ali Bongo’s heritage & background has become a serious issue of contention for some, & has led to protests in Libreville over Bongo’s legitimacy as president.

According to the Constitution of Gabon, no one born to foreign parents can be president. It should be clear that these are all unsubstantiated claims. Ali Bongo ascended to the presidency in the 2009 elections, following the death of his father Omar Bongo who was President of...

Now for something other than the United States: Germany's centre-right Christian Democrats (CDU) are choosing their new leader next week. The winner has a very good chance of succeeding Angela Merkel as Chancellor of Germany. Here's what you need to know:

First, a little context. Merkel became leader of the CDU in 2000. After she stepped down in 2018, the party held a leadership contest in which Annegret Kramp-Karrenbauer (AKK), Jens Spahn and Friedrich Merz fought to succeed her. AKK won.

AKK, who is Germany's Minister of Defence in addition to leading the CDU, really struggled to bring the party together. I don't want this thread to run to 400 tweets so I won't go into detail here but it's fair to say that some of the losers never accepted defeat

AKK decided to step down as leader of the CDU early last year. A new leader was supposed to be elected quickly but corona happened and the party kept delaying. Logistical challenges aside, a lot of people worried about doing too much party politics while the world burned

That's how we got here. So what's going on? There are three candidates running to become new leader of the CDU: Norbert Röttgen (left), Armin Laschet (middle), Friedrich Merz (right)

Sources : DMK President MK Stalin is completely under the control of the senior Maran, Kalanidhi. Kalanidhi, with an intention to get total control of the cable distribution business, is manipulating Stalin 1/n

that he was the one who ensured Rajini doesn’t enter into politics.

Stalin, a gullible person, has taken the bait say sources. Kindly recall Rajini’s press meet on 3rd December 2020 when he said, he will start a political party. 2/n

He said, “he had commitments of film production”. The upcoming movie “Annatha” is a @sunpictures production.

Sources add, two months back, Kalanithi Maran had assured MK Stalin that, he will ensure that @rajinikanth will never start a political party. 3/n

Rajinikanth’s Annatha movie shoot was held at Ramoji Rao Film City, Hyderabad a heavily guarded place. It was sanitized several times, before the shooting commenced. 4/n

It perplexes medical experts, how one would get infected with Covid19 when, persons who were not tested for Covid are never allowed inside the shoot spot.

In February 1981, pro-Franco army officers attacked the Spanish Parliament hoping to halt Spain's evolution toward democracy and liberalism. 1/x

The coup was soon suppressed, in large part because of a miscalculation by the dying Franco regime. In 1975, the regime had restored the old Spanish monarchy, hoping to glamorize authoritarianism. Instead, King Juan Carlos opposed the coup - and most of the army obeyed. 2/x

Here's where the story gets interesting for our current purposes ...

The coup launched to thwart Spain's shift to democracy instead consolidated Spanish democracy. The next year, 1982, social democrats won the biggest landslide in Spanish electoral history. 3/x

The elected social democrats formed a government without a single minister connected to the old regime. State support of the Catholic church ended. Family law was modernized, minority language rights were protected. If Franco had opposed it - the new Spain wanted it. 4/x

The process was not instant. Not until 2019 would the state remove Franco's remains from the lavish tomb he built to himself. But the process was inexorable. The pro-Franco attempted coup guaranteed the total doom of Francoism in Spain. 5/x

1/10

The latest IMF report on China was released yesterday and provides a lot of good information and intelligent insight on the Chinese economy. The IMF’s measure of China’s adjusted fiscal deficit (including estimated off-budget

2/10

spending) is projected to rise to 18.2% of GDP in 2020 from 12.6% in 2019. The authors correctly note the worrying surge in debt and warn that Beijing must continue to try to contain financial stability risks, but I notice that they are projecting average GDP...

3/10

growth of just over 6% between 2012 and 2025, including a downward revision of their 2021 forecast from 8.2% to 7.9% (which I still think is a little high).

As I’ve long argued, it will be impossible for China both to control the surge in debt and to achieve growth...

4/10

targets above the real underlying growth rate of the economy, which I suspect is 2-3% at best. I know the IMF is constrained in what it is able to say about the Chinese economy if it wants to remain part of the advisory process, but I do think that after 10 years...

5/10

of watching this game we should be a lot more explicit about the relationship between unreasonably high GDP growth targets and high credit growth. There really is no point in advising Beijing to get financial risks under control while at the same time approving...

Opposition wants NRO from corruption cases: Illusion by PM Imran Khan.
Reality of Corruption cases.

Thread:
1-

Avenfield Apartment case:
Bail decision by IHC:
IHC says convictions handed in Avenfield verdict ‘may not be sustainable’.
IHC’s detailed ruling says accountability court did not state evidence regarding how Maryam assisted her father Nawaz Sharif in buying London flats- 2

NAB failed to prove corruption allegation and also refrained from challenging Sharifs’ acquittal under Section 9 of NAO-3

There has been no determination of the value of the Avenfield Apartments at the time when they were alleged to have been acquired,” reads the judgement, adding: “There is no mention of this aspect in the judgement. How NAB can make asset beyond means case then.” -4

Shahid Khaqan Abbasi LNG case bail decision.
The investigation of the LNG terminal case, in which former prime minister Shahid Khaqan Abbasi and former finance minister Miftah Ismail are implicated, is "a classic example of the violation of fundamental rights", Islamabad HC
-5

Here is the thing about these 2015 conversations that many appear to have refused to move on from.

They should be a teachable moment. Sadly, aren't asking the right asks. Too many people from my neck of the woods (SE/SS) keep insisting on narratives that won't stand scrutiny.

I'll speak for the Igbo side, we are letting ourselves down in what should be a race to advance our agenda within #Nigeria

Yes, it is undeniable that there was an element of ethnic chauvinism in the coalition that came together against GEJ, but to attribute his loss simply to that factor is to completely miss the lessons of 2015, and as a result, set yourself up for another failure.

I'll talk about two of these:

First, Benue. In 2015, Benue state voted for Buhari.

No one within the set of people who keep shouting about ethnic jingoism ever seems to ask themselves why.

There are/were two reasons: first, Gabriel Suswam's government was unbelievably bad.

As of January 2015, Benue owed workers almost a year in salaries, and he never got as much as a reprimand from Abuja.

Instead, Suswam was mollycoddled by the GEJ govt.