I am passionate about spreading financial literacy in India and have built several tools/models to aid it 🧰

This thread talks about the models that are available for free and can be experienced anonymously i.e. without sharing email id/phone no ❌ 📱 ✉️

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🧰 When Will I Make My First Crore?

✅ Let's you key in the current corpus, savings rate, income, investment return to estimate the time required to reach the desired corpus (which could be different from 1 Crore)

🔗 https://t.co/aQZBCMWSbO

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🧰 Why Living Off Investments in FD could be dangerous?

✅ Let's you key in the current corpus, invest returns, inflation, expenses to estimate how much time would it take to exhaust the retirement corpus

🔗 https://t.co/WdTbRhFrHz

@warikoo you would love this 😄

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🧰 Endowment Insurance: To continue or to not continue?

✅ Let's you compare the IRR of two scenarios i.e. when you continue to endowment policy vs when you surrender and invest in alternative assets while maintaining insurance cover

🔗 https://t.co/oRZNBDlnnx

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🧰 Unpacking Annuity Cashflows

✅ Annuities are one of the most effective products when it comes to hedging interest rate and longevity risk. Unfortunately, it is least understood as well. The tool unpacks the cashflows!

🔗 https://t.co/ANXPLXRrsw

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🧰 Need Analysis for Term Insurance

✅ @ProtectMeWell does need analysis of 10 products including Retirement Corpus, Health Insurance &Emergency Fund in one go.

The comprehensive report costs ₹199. Analysis for term insurance is FREE

🔗 https://t.co/DcITzwPFgP

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In case you liked this thread and found it useful, please do spread the word.

🗣️ It would be great to get suggestions on what other tools would help you in making better personal finance decisions 🙏

PS: For playing with spreadsheet models, please download them

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Back to the beginning of the thread.

Dear @dmuthuk, @LifeAfterFI please do amplify if, in your view, your Twitter family would find it useful 😀

https://t.co/VmS78Kllmp

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दधीचि ऋषि को मनाही थी कि वह अश्विनी कुमारों को किसी भी अवस्था में ब्रह्मविद्या का उपदेश नहीं दें। ये आदेश देवराज इन्द्र का था।वह नहीं चाहते थे कि उनके सिंहासन को प्रत्यक्ष या परोक्ष रुप से कोई भी खतरा हो।मगर जब अश्विनी कुमारों ने सहृदय प्रार्थना की तो महर्षि सहर्ष मान गए।


और उन्होनें ब्रह्मविद्या का ज्ञान अश्विनि कुमारों को दे दिया। गुप्तचरों के माध्यम से जब खबर इन्द्रदेव तक पहुंची तो वे क्रोध में खड़ग ले कर गए और महर्षि दधीचि का सर धड़ से अलग कर दिया।मगर अश्विनी कुमार भी कहां चुप बैठने वाले थे।उन्होने तुरंत एक अश्व का सिर महर्षि के धड़ पे...


...प्रत्यारोपित कर उन्हें जीवित रख लिया।उस दिन के पश्चात महर्षि दधीचि अश्वशिरा भी कहलाए जाने लगे।अब आगे सुनिये की किस प्रकार महर्षि दधीचि का सर काटने वाले इन्द्र कैसे अपनी रक्षा हेतु उनके आगे गिड़गिड़ाए ।

एक बार देवराज इन्द्र अपनी सभा में बैठे थे, तो उन्हे खुद पर अभिमान हो आया।


वे सोचने लगे कि हम तीनों लोकों के स्वामी हैं। ब्राह्मण हमें यज्ञ में आहुति देते हैं और हमारी उपासना करते हैं। फिर हम सामान्य ब्राह्मण बृहस्पति से क्यों डरते हैं ?उनके आने पर क्यों खड़े हो जाते हैं?वे तो हमारी जीविका से पलते हैं। देवर्षि बृहस्पति देवताओं के गुरु थे।

अभिमान के कारण ऋषि बृहस्पति के पधारने पर न तो इन्द्र ही खड़े हुए और न ही अन्य देवों को खड़े होने दिया।देवगुरु बृहस्पति इन्द्र का ये कठोर दुर्व्यवहार देख कर चुप चाप वहां से लौट गए।कुछ देर पश्चात जब देवराज का मद उतरा तो उन्हे अपनी गलती का एहसास हुआ।
I just finished Eric Adler's The Battle of the Classics, and wanted to say something about Joel Christiansen's review linked below. I am not sure what motivates the review (I speculate a bit below), but it gives a very misleading impression of the book. 1/x


The meat of the criticism is that the history Adler gives is insufficiently critical. Adler describes a few figures who had a great influence on how the modern US university was formed. It's certainly critical: it focuses on the social Darwinism of these figures. 2/x

Other insinuations and suggestions in the review seem wildly off the mark, distorted, or inappropriate-- for example, that the book is clickbaity (it is scholarly) or conservative (hardly) or connected to the events at the Capitol (give me a break). 3/x

The core question: in what sense is classics inherently racist? Classics is old. On Adler's account, it begins in ancient Rome and is revived in the Renaissance. Slavery (Christiansen's primary concern) is also very old. Let's say classics is an education for slaveowners. 4/x

It's worth remembering that literacy itself is elite throughout most of this history. Literacy is, then, also the education of slaveowners. We can honor oral and musical traditions without denying that literacy is, generally, good. 5/x