BC FINANCE
Saved by @Mollyycolllinss

When people asked to reallocate funds from Police in Hamilton in June 2020, this happened. My view, the issue of resisting changes to police budget is far more systemic than people think. They invested in fighting it. @samnabi @ReallocateW @OfAcb @570NEWS

Stephen Harper invested in prisons. Corruption, collusion and bid rigging involved Richard Bird of Enbridge. He owns Bird Construction Inc. He builds court houses, prisons, opp and RCMP detachments. https://t.co/ZA3LcypCMS
Enbridge has been fiscally donating to police for a long time.
https://t.co/XNfCWWShfR
Police and fire department as first responders have judicial power to decide when to call the MNR spills action centre when accidents happen. I know this from a spill I witnessed in the Humber River. Police and oil are too close and conflicts exist.
The Ontario Ministry of the Environment’s failure to charge Imperial Oil signals that “the minister’s promise to police industry and enforce existing environmental laws is an empty one.” - @ecojustice_ca scientist Elaine MacDonald https://t.co/p2qBSrSlLl #onpoli
Ontario Police neglect to investigate recent rail disaster between CN and Canadian Pacific Railway resulting in derailment, crude oil spills, and death. CBC also found too there has been other railway crashes that have been left uninvestigated.
https://t.co/6RW2mZL4sN
#DLC_Law30
Conflicts exist but they don't have to if people are willing to ask for changes. We need to simply understand the current system and make our voices heard. I don't blame our local politicians. I blame the system they are captured in rooted to Provincial governance.
Many communities are experiencing the same issues. With collaboration we can share our experiences, learn from them and work to advance the reforms we need to see.
https://t.co/PWl5GUe1VM
https://t.co/KnBy6bszIM
https://t.co/o1qT6RnA76
@threadreaderapp unroll

More from Louisette Lanteigne 🌎✌️⚖️♥️

Louisette Lanteigne \U0001f30e\u270c\ufe0f\u2696\ufe0f\u2665\ufe0f
Louisette Lanteigne 🌎✌...
@lulex
@Pontifex I am a little fish but even I understand that Einstein was correct.


Brookfield and SNC Lavalin have to be stopped to stop the funding of Muslim Brotherhood. They bind to expensive nuclear under the guise of climate action to put in debt the nations. They delay funding of local, simple renewable energy to take power and money away from people.

They know oil and gas is failing and now we see ridiculous schemes planned to bring BC oil and Natural Gas to East Coast via Panama Canal for shipment globally under the guise of hurting Russia's pipeline prospects.

“Our entire project is about geopolitical issues,” Sorensen said at the London event. “It’s about diversifying western European gas away from Russia. And it’s why the German government is as supportive as they are.”

Money from TransMountain Pipeline, Enbridge Risk Management, Richard Bird's construction of Police stations all move through Intratrust linked to Trump and Russia's Rosneft, Jared Kushner etc.
LIFE
Louisette Lanteigne \U0001f30e\u270c\ufe0f\u2696\ufe0f\u2665\ufe0f
Louisette Lanteigne 🌎✌...
@lulex
@ChiefSAugustine You want to know why Germans liked the Indigenous people so much? My family were Habsburgs married with the lines of Membertou. Charles V was the king of Germany. We had trade with Europe since 1550's at least.


Our Mi'kmaw baskets were in Antwerp in use along with hockey sticks and snow shoes. We had voyage along the path of cod because it prevented scurvy. Our dwellings were of Denmark. Our Walnut trees too. The history is with me brother.


This photo is Avalin Gallien, Medard Lanteigne and my dad Adelbert Lanteigne (no hat) Medard was his cousin. Bottom row left to right, Nellie Lanteigne (Medard's sister) Carmen Gallien (Avalin's sister) and Vencia Lanteigne. The clothing handed down generations.


The Lavvu shelter is of the Sami people. The same look as Mi'kmaw shelter. We shared textiles and goods and many things, even spices because we were internationally connected by trade for centuries. We had the whole world in our area because the jet streams & cod.


The Habsburgs are the Royal line of the Holy Roman Empire. The lines run through the mothers. It always did in our kin. Canada targeted First Nations women with blood quantum and with rapes, trafficking with welfare, jails, making us wards with military etc. I lived it.
HISTORY
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Louisette Lanteigne \U0001f30e\u270c\ufe0f\u2696\ufe0f\u2665\ufe0f
Louisette Lanteigne 🌎✌...
@lulex
@Pontifex During last Sunday Mass it was said red is a color of bloodshed. True, but women experience red each month. It is a knowledge that new life is possible. It is also a color of birth for new life arriving. We are all united by blood regardless of race, creed or color.


It is absolutely possible to bleed without hurting anyone. It is absolutely possible to bleed without self injury. Ask any woman. God gave us that power. It's time for peaceful bloodshed in the Vatican. Bring the women priests into the community. Include us in faith.


The exclusion of equity and the disregard of women has resulted in this in Canada. The richest 44 people have made 53 Billion during Covid. We cannot afford to keep this going. They have no inheritance tax.

Canada was founded upon the clear disregard of women. Canada is actively human trafficking people by making us wards of the state with welfare, prisons, residential schools and poverty. They turned our own blood into a tool to strip us of our rights by blood quantum laws.


We need to recognize God in women. It was my grandmothers who administered the sacraments of last rights & baptism as midwife/healer when Priests were unavailable. If a baby is dying, it had to be done and it was with love. It brought peace. My grandma did that. Why deny love.
CULTURE
Louisette Lanteigne \U0001f30e\u270c\ufe0f\u2696\ufe0f\u2665\ufe0f
Louisette Lanteigne 🌎✌...
@lulex
Count Giancarlo Cicogna was a member of the Ciga hotels clan. He was with Ghislaine Maxwell for 4 years. He was 'the man who moulded the Ghislaine we now see. He told her where to get her hair cut, and what to wear.'
https://t.co/XorCl9VKW6


There is a very Ghislaine like character named Madam Anais in the movie La Belle De Jour who runs a Brothel. The film was produced by Marina Cicogna.


Private View of 'Once Upon Time' an Exhibition of Photographs by Marina Cicogna Sponsored by Fiat at the Little Black Gallery,

My view Marina Cicogna looks like Dottie in the Disney Channel series WandaVision.


NY Times covered a story of Countess Marina Cicogna, a woman with a very intetesting life. I am sure she knows many secrets and that gives her power over people of influence.
SOCIETY
Louisette Lanteigne \U0001f30e\u270c\ufe0f\u2696\ufe0f\u2665\ufe0f
Louisette Lanteigne 🌎✌...
@lulex
Please Review re: Coastal GasLink Pipeline @TaxJusticeNet @FairTaxCanada @GA4TJ @StopCorpAbuse @SEC_Enforcement @anticorruption @UNDPGAIN @OCCRP @ICIJorg @hrw @HRWcanada @UN_Women @UN4Indigenous @WMC_WR @NWAC_CA @NCAI1944 @AFN_Updates @lakotalaw @HonorTheEarth @antonioguterres


53 organizations representing over 2 million people, we call on the Government of Canada to immediately order EDC to align its business with Canada’s climate commitments. Coastal Gaslink Pipeline mentioned.

In Canada the pattern repeated with multiple pipelines. After approvals they flip the ownership of pipes with asset sales to negate contractual obligations re: terms of approval, insurance, liability etc. This happened to TransMountain, Coastal Gas Link, Enbridge Line 10 etc.

My email to the Prime Minister from Feb. 2020. I am still waiting for the answers.


Canada Energy Regulator (CER) is formerly the National Energy Board. I asked for proof of the insurance of Enbridge's pipelines. The CER Chair sent me data based on assets owned in 2016 most of which has been sold off since. The website give in the response held that info.
SOCIETY

More from Finance

Kostas \U0001f468\u200d\U0001f4bc \U0001f4c8 \U0001f4b8
Kostas 👨‍💼 📈 💸...
@itsKostasWithK
If you want to become financially independent and don't know where to start, here is a thread that will help you get started

/THREAD/

1. Review your expenses and make a budget

It will help you see where you overspend, make a plan to save, pay down debt and start


2. Set your investing and retirement goals

How much do you need to support yourself in retirement and when do you want to


3. The earlier you start investing, the better.

Here's why and how time and compounding can become your


4. Invest in an index fund

It's easy, safe, cheap, and the best choice for a beginner in investing, with not much time for
FINANCE
Patrick McKenzie
Patrick McKenzie
@patio11
The payments wars in Japan are heating up and one of the battlegrounds is convenience store coffee.

“Coffee? What does that have to do with payments?” I’m glad you asked.

Convenience stores are low net margin businesses, which sell some high gross margin goods/services but a lot of low ones, and have high fixed costs and a low ticket size. The typical transaction is under 500 yen ($5) and many are about $1.

They need repeat custom.

A few years ago, all of the chains had a good idea for increasing frequency of use: make a minor capital investment in automatic coffee machines. Sell access to them for the price of a cup / ice; customers self-serve with the machine.

The price point is $1 to about $2.

Coffee quickly became one of the most frequently repurchased items at convenience stores, in no small part because it’s the one thing they can sell which is phameceutically habit forming but totally unregulated. (Just telling it like it is.)

But the coffee is not very defensible

The problem, such that it is, is that competing chains are everywhere and *all* of them serve Thoroughly Adequate Coffee at similar prices, so you’re back into the brutal economics of “Who is 3 meters closer to 40 customers at 1 office?”

Enter payment apps.
FINANCE
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Thomas Chua
Thomas Chua
@SteadyCompound
Terry Smith is often referred to as "the English Warren Buffett".

He runs Fundsmith which has a fund size of £27.9bn.

Despite the size, Fundsmith did a CAGR of 18.4%.

In his book Investing for Growth, he explains his investing philosophy.

Here's a breakdown:


1. Fundsmith's winning formula

Find companies that focus on delivering value.

Not those who are looking to pacify Wall Street with short-term results.


2. Avoiding "cheap" companies?

Low multiples are not a reason to buy a company.

A ship will continue to sink if it has a hole in it.

"A stock may have a low valuation but an even lower intrinsic value. Buying such a stock is not a recipe for investment success."


3. Getting quality right

For long-term investors, getting the quality of the business is more important than the valuation.

“An investor could have paid 281 times earnings for L’Oréal, 156 times for Colgate, and 147 times for Brown-Forman and still beat the market.”


4. "Unprofitable" companies could be good investments

Many of the best companies don't show earnings today.

But that's because they're heavily reinvesting for the future.

It's just that the earnings hasn't show up.
FINANCE
Route 2 FI \U0001f4c8
Route 2 FI 📈
@Route2FI
I reached financial independence and quit my 9-5 job this week at 33 years old to work with my own projects.

A thread with lessons about:

-freedom
-time
-money

One day in 2018 when I was in my 9-5 cubicle, I thought to myself while I stared out of the window:

How could I continue waking up every morning and be totally unexcited about everything I was going to do day after day?

This led me to Google:

“How to quit my job forever”.

You know the rest of the story.

Early Retirement Extreme and Mr. Money Mustache are the first pages popping up.

I read everything in a couple of days.

There was really no way back.

WTF, could I quit my job in a couple of years by investing?

I have always been pretty good at handling money, but earlier on I'd just pay down my mortgage faster.

Now I was going all-in on investing.

I started saving and earning more money by changing my 9-5 job.

Starting out I had a savings rate of 40%.

Last 5 months SR: over 90%

I got addicted to investing.

It was like a game.

My salary was increasing every month and on top of that, I started earning more online than I did in my 9-5.

I started dreaming about $100M.

But, then I reflected:

"What will I sacrifice if I continue like this for 30+ years?
FINANCE
Joe Du Bey
Joe Du Bey
@joedubeytldr
🧵: The 10 Metrics for SaaS Startups (an Operator's Guide)

Focusing on the wrong things can kill your startup.

Based on founding and scaling @edenworkplace, here are the metrics that matter most:

Metric 1: ARR (Annualized Recurring Revenue)

You will need to know this number each day, so you'll focus on Contracted ARR in your CRM tool (as opposed to accounting ARR).

Big ARR milestones are $100K (Signal), $1 million (PMF), $10 million (Growth), $100 million (IPO Scale)

Metric 2: ARR Growth

Once you get past the Signal stage, your ARR growth is the primary determinant of future success (and valuation).

Strong annual growth rate from Signal to PMF is 4x+ and from PMF to Growth is 2.5x+.

@edenofficemagic grew 11x between Signal and PMF stages.


Metric 3: ACV (Average Customer Value)

ACV often starts low for a SaaS company (as your product is not featureful enough for large enterprises) and grows as the company moves upmarket.

ACV is calculated by taking total revenue and dividing it by your number of customer logos.

Metric 4: ACV Growth

Most SaaS companies will make ACV growth a focus.

It is fair to increase revenue per customer as you add more value to users in new features, integrations, and products.

@edenofficemagic grew ACV 2.3x last year, mostly through cross-selling new products.
FINANCE

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Anu Satheesh \U0001f1ee\U0001f1f3
Anu Satheesh 🇮🇳...
@AnuSatheesh5
Thiruvizha Mahadeva Kshetram
#Alappuzha 
#Keralatemples 🚩

Thiruvizha Mahadeva Kshetram is located in Cherthala and it is believed that Prathishta of temple was done by Vilwamangalam Swamy. Paramashiva is Swayambhu here and is worshipped as Kalakandha which means who swallowed


Halahala visham to save the world during Samudra mathanam. 

It is a famous temple where people seek the blessings, for curing the Kaivisham. The poison given by someone to destroy a person is made to vomit here. This is removed by making them vomit the poison by a special


medicine.
The medicine for vomiting is made from a plant near temple by Palodathu family. The milk offered to Bhagwan is mixed with the extracts of the plant.

Story says that once this place was a dense forest, and a woman was looking for the presence of a tortoise in the pond


and the tip of her stick hit the bottom and it started bleeding in the pond. 
Frightened, the lady informed every one and after searching in pond people found Swayambhu Lingam inside the pond. Thus Prathishta was done here.

Om Namah Shivaye
Shambo Mahadeva
🙏🕉🙏
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Robin Berjon
Robin Berjon
@robinberjon
Recently, the @CNIL issued a decision regarding the GDPR compliance of an unknown French adtech company named "Vectaury". It may seem like small fry, but the decision has potential wide-ranging impacts for Google, the IAB framework, and today's adtech. It's thread time! 👇

It's all in French, but if you're up for it you can read:
• Their blog post (lacks the most interesting details): https://t.co/PHkDcOT1hy
• Their high-level legal decision: https://t.co/hwpiEvjodt
• The full notification: https://t.co/QQB7rfynha

I've read it so you needn't!

Vectaury was collecting geolocation data in order to create profiles (eg. people who often go to this or that type of shop) so as to power ad targeting. They operate through embedded SDKs and ad bidding, making them invisible to users.

The @CNIL notes that profiling based off of geolocation presents particular risks since it reveals people's movements and habits. As risky, the processing requires consent — this will be the heart of their assessment.

Interesting point: they justify the decision in part because of how many people COULD be targeted in this way (rather than how many have — though they note that too). Because it's on a phone, and many have phones, it is considered large-scale processing no matter what.
TECH
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Zach Weinersmith
Zach Weinersmith
@ZachWeiner
Hey, for people interested in this stuff, here's a thread about a change we made to running our facebook account:

So, about 5 years ago, we got on facebook. Why? Well, facebook has a big audience and they like to consume on facebook. So, we started posting comics there, even though we got paid nothing and facebook made money off the free content.

Why? Because back then, once in a while, you would say "also hey, I sell books" or "hey, I'm going to be signing at this event" and your facebook followers would actually see it.

Effectively, the implicit old arrangement was "facebook lets me reach readers efficiently, and I supply facebook with free content they run ads on."

Over time, like a bad business partner, facebook basically made it impossible to reach your audience without *paying them*. Thus, you supply them free content on which they run ads, and you get nothing in exchange.
MARKETING
Anu Satheesh
Anu Satheesh
@AnuSatheesh5
Alathiyur Hanuman Temple
Malappuram, Kerala 🚩
#keralatemples

One of the Powerful Anjaneya Temples in Kerala. Hanuman temple is adjacent to Shri Ramar Sannidhi. Here Hanuman's head is tilted towards the left to hear Shri Rama's words. Shri Rama is entrusting Hanuman👇


Task of locating Mata Sita in Lanka.

Prathishta of Hanuman is done by Sage Vasishta. Eventhough this is Shri Ram Temple, importance is given to Hanuman
Shri Rama shares with Hanuman the Abhignana Vaakhyam, the words that would enable him to gain the confidence of Mata Seetha.


Hanuman stands leaning a little towards the left, showing how he hear Shri Rama's words and also assuring him Your Wish is my Command.
The Vigraham of Hanuman gives us the Strength, Confidence and Bhakthi.
There is a place marked here to show Hanuman’s leap to Lanka over sea.


Devotees run and leap over the stone for better health.Aval Naivedhyam is famous here. Those children who have nightmares are told to pray Alathiyur Hanuman. Mantra 👇

Alathiyur Hanumane
Pedi Swampnam kanarudhe
Pedi Swapnam Kandalo
Val Kondu Thattiyunarthename
🙏🕉🙏
ALL
Vibhu Vashisth
Vibhu Vashisth
@VIBHU_Tweet
Surkanda devi mandir is a famous shrine of Hindus located near Kaddukhal distt of Uttarakhand, 11 Km from the town of Dhanaulti and 35 Km from Mussoorie.
The Temple is one of the 51 Shakti Peethas spread all over Indian Subcontinent and is dedicated to Goddess Surkanda.


Nestled on a Hill at an Altitude of 2700 m approx, the place offers a splendid view of the snow capped mountains, the picturesque scenic beauty that offers an experience of the lifetime.
The Temple build in the traditional Garhwal style exuberates the Architectural splendour.


The origins of the Surkanda Mata Mandir is attributed to Goddess Sati, consort of Bhagwan Shiv who in a rage immolated herself in her arrogant Father Daksha's Yajna Kund bcoz he didn't invite Bhagwan Shiv in the Yajna.


Devastated by the death of Sati Shiva wandered all over the cosmos performing Tandava-The Dance of Cosmic Destruction.Fearing the total annihilation of cosmos, Gods requested Bhagwan Vishnu to pacify Shiva.Bhagwan Vishnu then used his discuss to destroy the burning corps of Sati.


The pieces of Sati Mata's body then got scattered all over the region which were later established as Shakti Peethas by Bhagwan Shiva himself.Its believed that the head of Sati fell here and it was called Sirkhanda Mata Temple before, but with passage of time it became Surkanda.
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