I am passionate about spreading financial literacy in India and have built several tools/models to aid it 🧰

This thread talks about the models that are available for free and can be experienced anonymously i.e. without sharing email id/phone no ❌ 📱 ✉️

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🧰 When Will I Make My First Crore?

✅ Let's you key in the current corpus, savings rate, income, investment return to estimate the time required to reach the desired corpus (which could be different from 1 Crore)

🔗 https://t.co/aQZBCMWSbO

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🧰 Why Living Off Investments in FD could be dangerous?

✅ Let's you key in the current corpus, invest returns, inflation, expenses to estimate how much time would it take to exhaust the retirement corpus

🔗 https://t.co/WdTbRhFrHz

@warikoo you would love this 😄

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🧰 Endowment Insurance: To continue or to not continue?

✅ Let's you compare the IRR of two scenarios i.e. when you continue to endowment policy vs when you surrender and invest in alternative assets while maintaining insurance cover

🔗 https://t.co/oRZNBDlnnx

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🧰 Unpacking Annuity Cashflows

✅ Annuities are one of the most effective products when it comes to hedging interest rate and longevity risk. Unfortunately, it is least understood as well. The tool unpacks the cashflows!

🔗 https://t.co/ANXPLXRrsw

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🧰 Need Analysis for Term Insurance

@ProtectMeWell does need analysis of 10 products including Retirement Corpus, Health Insurance &Emergency Fund in one go.

The comprehensive report costs ₹199. Analysis for term insurance is FREE

🔗 https://t.co/DcITzwPFgP

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In case you liked this thread and found it useful, please do spread the word.

🗣️ It would be great to get suggestions on what other tools would help you in making better personal finance decisions 🙏

PS: For playing with spreadsheet models, please download them

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Back to the beginning of the thread.

Dear @dmuthuk, @LifeAfterFI please do amplify if, in your view, your Twitter family would find it useful 😀

https://t.co/VmS78Kllmp

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This is a pretty valiant attempt to defend the "Feminist Glaciology" article, which says conventional wisdom is wrong, and this is a solid piece of scholarship. I'll beg to differ, because I think Jeffery, here, is confusing scholarship with "saying things that seem right".


The article is, at heart, deeply weird, even essentialist. Here, for example, is the claim that proposing climate engineering is a "man" thing. Also a "man" thing: attempting to get distance from a topic, approaching it in a disinterested fashion.


Also a "man" thing—physical courage. (I guess, not quite: physical courage "co-constitutes" masculinist glaciology along with nationalism and colonialism.)


There's criticism of a New York Times article that talks about glaciology adventures, which makes a similar point.


At the heart of this chunk is the claim that glaciology excludes women because of a narrative of scientific objectivity and physical adventure. This is a strong claim! It's not enough to say, hey, sure, sounds good. Is it true?