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Saved by @YADAV_ABHI_SHEK

60% of people are intimidated by investing.

If this is you, understanding these 50 terms will change that:

(Bookmark this)

 1. Stock/Share – a piece of ownership in a company

2. Stock market – where people go to exchange stocks

3. Bond – a loan to the government or a company

4. Real Estate – private property like land or buildings

5. REIT – a company you can invest in that owns real estate
6. Asset class – a group of investments with similar traits

7. Index – a list of stocks

8. Index fund – a fund that tracks a list of stocks and trades once/day in the stock market

9. ETF – a fund that tracks a list of stocks but trades all day in the stock market
10. S&P 500 – an index (list) of the top 500 companies in the US

11. Market cap – the total value of a company

12. Large-cap – a company worth more than $10B

13. Mid Cap – a company worth $3B - $10B

14. Small Cap – a company worth $250M - $3B
15. Active management – when a fund is managed by pro investors

16. Hedge fund – a partnership between private investors that invests using risky strategies

17. Turnover – the rate at which a stock is bought and sold

20. Expense ratio – the % cost of investing in a fund
18. DCA – regularly investing with a fixed dollar amount

19. Lump-sum – a single investment made one time

21. Brokerage – the intermediary you use to buy and sell stocks

22. Robo-Advisor – an algorithm that invests for you/financially guides you
23. Long-Term Investing – investing for 10+ years

24. Short-term Investing – investing for less than 10 years

25. Time horizon – how long you can stay invested
26. Risk tolerance – how much risk you can endure

27. Volatility – the ups and downs of the market

28. Diversification – owning multiple types of investments

29. Asset allocation – owning multiple types of assets
30. Long-term capital gains/loss – when you realize a profit/loss after 1 year

31. Short-term capital gains/loss – when you realize a profit/loss before 1 year

32. Compound interest – when the money you make starts making you more money
33. 401k – an employer-sponsored retirement account

34. Roth IRA – a retirement account you can withdraw tax-free from

35. Traditional IRA – a retirement account you can contribute pre-tax money to

36. HSA – an investment account earmarked for health expenses
37. Tax-advantaged account – an account with favorable tax treatment

38. Target Date fund – a fund that adjusts to your age

39. Bull market – when stocks go up over time without falling 20% from their last peak

40. Bear market – when a market falls 20% from its peak
41. Recession – period of economic decline

42. Inflation – when things get more expensive

43. Portfolio – your collection of investments

44. Return – what % your money grows when invested
45. Dividend – a payment from a company to its investors

46. Blue chip – a company considered to be reliable investments

47. Penny stock – a stock you can buy for less than $5
48. IPO – when a private company goes public which allows you to invest in it

49. Margin – a loan from your brokerage to invest

50. Market price – the price of an investment on the open market
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Yoruba History - by NNP
Yoruba History - by NN...
@YorubaHistory
The Ife Primary Education Research Project (1970-1983).

aka

The Ife 6-Year Primary Project.


In 1970, as the Director of the Institute of Education of the then University of Ife (now Obafemi Awolowo University, Ile-Ife), later Dean Faculty of Education, Prof. Babs Fafunwa & his team embarked on one of the most groundbreaking research projects in education for Yorubaland.


The aim of the project was to test the hypothesis that the best instructional medium for good concept formation at a very tender age is the mother tongue.

This was bolstered by the observation that “of all the continents and peoples of the world, it is only in Africa…

…that formal education is offered in a language that is foreign to the child.”

So, Yoruba was to be used & tested as an exclusive medium of passing information or instructions to a set of pupils.

The project was based on the premise that:

(a). the child will benefit culturally, socially, linguistically & cognitively.

(b). the child’s command of English will be improved if he is taught English as an entirely separate subject by a specialist teacher through the 6 years.
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Vibhu Vashisth
Vibhu Vashisth
@VIBHU_Tweet
THE UNTOLD TALE OF THE LESSER KNOWN WARRIORS:JOGRAJ GURJAR & RAMPYARI GURJAR AND HOW DID THEY DEFEAT THE CRUELEST ISLAMIC INVADER, TIMUR LANG.

Timur Lang, was the founder of Timurid Empire. He was born in April 1336 CE, somewhere in central asia.


During his reign, he conquered Persia, Egypt, Central Asia and emerged as the most powerful and heinous ruler. He was a religious fanatic like the rest of the Islamic invaders who tried to invade India.

Timur Lang decided to invade India in 1398 as he heard about India's splendid wealth and had a desire to conquer India which his ancestor Genghis Khan couldn't do.


After Firoz Shah's demise in1388, Delhi Sultanate was in a state of political turmoil.During this time, Timur sent his grandson Pir Mohammad to attack Indian front. He invaded Multan&was able to defeat Iqbal Khan's brother but when he met with resistance,he asked help from Timur.


Iqbal Khan secured his hold on Delhi under Muhammad Tughluq after Firoz Shah died.
Timur provided the required back-up to his grandson with 100000 men approx. Timur sacked and plundered all the cities coming in his way &later in October 1398 reunited with his grandson.
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Vibhu Vashisth
Vibhu Vashisth
@VIBHU_Tweet
Did you know?

When Saudi Arabia's King visited India in 1955, PM Nehru ordered all the Hindu Temples and Idols of Hindu Deities that came in Saudi King's way to be covered up.
Our temples are the architectural marvels in their own league.


Each of our temples tells the story of our rich history and cultural heritage. Was Nehru that ashamed of his own nation's heritage that he had to cover them up or there was some other reason? The answer would be best known to him only.

PM Nehru invited the then Saudi King Saud bin Abdul Aziz to India who accepted the invitation and planned a 17 day long official visit to India in 1955. Saudi King had brought a large delegation with him and he had to visit various Indian cities like Mumbai, Hyderabad, Agra,


Aligarh, Shimla, Mysore and Varanasi. However, when Saudi King reached Varanasi, Nehru ordered to cover all the temples and Idols with curtains that came in the way of the Royal Convoy. During his stay in Varanasi, Govt buildings were painted with the words "Kalma Tayyiba".


'Kalma Tayyiba' means 'There is not God but only Allah and Mohammed is his messenger'. In addition to it, Pooja and Aartis were also stopped at temples. I can call it the appeasement politics of the highest order and Nehru was indeed the greatest appeaser of all times.
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I made a website because this shouldn’t

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The fact that Keystone hides itself in Activity Monitor is bizarre. (The only sign of it was excessive CPU usage of WindowServer which is a system process).

I don’t know if Google was doing something nefarious with Keystone, or a third party figured out how to (which Wired warned about). But either way, I’m not inclined to give Google-the-organization the benefit of the doubt (despite the many good people who work on Chrome)...

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1. Now that Stan Lee is being eulogized far and wide, it's important to remember how marginal Stan Lee and his collaborators (Jack Kirby and Steve Ditko) were in the 1950s and 1960s.

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I'm gonna do my other star wars thread tomorrow, which will primarily be me yelling at a @RowanKaiser-shaped strawman for calling the First Order and The Resistance "cosplayers who the rest of the galaxy has to deal with"

the deal w/the New Republic, the First Order, and the Resistance is very weird and complex and I actually take issue with how Story Group frames the actual conflict.

pre-TFA stuff is presented as a "cold war" between the New Republic and the remnants of the Empire that form the First Order, which 100% makes sense.

But they frame the First Order's attack on the Hosnian system and the subsequent battle that takes place across TFA and TLJ as a full on war when it's very clearly a coup. A war implies at least equal standing, but the First Order completely wrecks shop and takes over the galaxy.

ok never mind I'm fucking doing this now.

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Importance of Famous Payyannur Pavithra Mothiram or Ring

Payyanur Sri Subramanya Swami Temple 🚩
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Important tradition here is wearing of Pavithram by the temple priest. Pavithram is a sort of  ring worn during performing Vedic rituals or during the "pithrubali". Usually worn while performing Tarpana or Shradham. The traditional Pavitram is usually made of Dharbha grass
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https://t.co/7QIx5CFdfJ


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