The Law of the Value Chain

I was at a courier company on Saturday to send out a parcel to Abuja. This courier company actually started out as a transport company with buses going to different destinations in Nigeria.

Overtime, people sent parcels through the drivers to different destinations. The company saw an opportunity and started a courier and logistics company.

As the very courteous staff of the courier company attended to me, I saw her bring out different cartons to pack the items I was sending out. Several parcels were everywhere packed in those cartons.

I whispered to myself that production of packaging is another line of business that this company should go into- if it is not already into it. The company will produce for its own use-rather than buy from others- and also sell to other users of packaging materials.

From transport to courier to packaging- this is a simple explanation of value-chain activities.

Life Truths from a 100 years old

~ Thread ~

1. When in doubt, keep moving.

Stagnation causes the most failures.

2. Your job won't take care of you when you are sick,

Your family and friends will.

3. Life is too short to do things you hate

4. You don't need to win every argument.

Just be honest to yourself.

Battleship is a 2012 American military science fiction war film loosely inspired by the classic board game. The film was directed by Peter Bergand released by Universal Pictures.

The film stars Taylor Kitsch, Liam Neeson, Alexander Skarsgård, Rihanna, John Tui, Brooklyn
Decker and Tadanobu Asano.
The film was originally planned to be released in 2011, but was rescheduled to April 11, 2012, in the United Kingdom and May 18, 2012, in the United States.

The film's world premiere was in Tokyo, Japan, on April 3, 2012.

Hopper also falls in love with Admiral Shane's daughter, Samantha, and wants to marry her, but is afraid of asking her father's permission, as he doesn't like Hopper.

During the RIMPAC opening ceremony, Hopper gets into a brawl with Captain Nagata of the Japanese Maritime Self Defense Force, in charge of JDS Myoko (DDG-175). Hopper soon learns that he is to be kicked out of the Navy at the end of RIMPAC. Meanwhile.

@br0oklynzo0 @KatyMontgomerie @ElPolloDiabloX @AbigailShrier @chadfelixg Okay, so you haven't read the study in the British Journal of Sports Medicine, you've read a Guardian story about it.

I have now read the study, and I teach critical appraisal as part of my job, so let's dive into it a bit.

@KatyMontgomerie @ElPolloDiabloX @AbigailShrier @chadfelixg First things first, the sample size in this study is tiny. 46 people. Plus, the point of comparison was "all women and men under the age of 30 in the Air Force between 2004 and 2014" rather than a longitudinal group.

@KatyMontgomerie @ElPolloDiabloX @AbigailShrier @chadfelixg So no matching for age, background, or physical condition. The result of these is that you're going to get a lot of statistical artefacts.

@KatyMontgomerie @ElPolloDiabloX @AbigailShrier @chadfelixg Second of all, there were three points of comparison here and you're ignoring two of them. The researchers measured for push-ups and sit-ups as well, both of which showed physical advantage removed entirely by hormones. Which means you're cherrypicking.

@KatyMontgomerie @ElPolloDiabloX @AbigailShrier @chadfelixg So what do you get when you have a tiny sample size and cherrypicked results? That's right, you get noise in the data. Take a look at the results graph from this paper you haven't read.

HDFC Life Concall was today at 5.15 pm

Here are the key highlights of the Conference call 😀👇

@dmuthuk @datta_arvind @Vivek_Investor @connectgurmeet @Prakashplutus

Business Updates:

• Continue to see pickup in saving business.
• Growth is there both in volume of policy and increase in ticket size.
• Market share remained increasing at 27% and is increasing gradually.
• Solvency Ration remained at 202%.

• Bank Assurance Channel has grown 22%. Agency Channel continuous to gain growth. HDFC Bank remained growth drive.
• Company is continuously partnering with new channel partners.
• Risk Management has been constantly watched and remained on track.

• Product Mix across key channels shown is growth gradually.

New Scheme Launches: Company has yesterday launched new health plan with add on features.

Tax:
• Tax is now no longer a reason for the people to buy insurance, as customer perspective towards Insurance is improving.

Saving
• Savings have been coming back to the growth target.
• People during the covid and post covid is continuing the saving plan.

1/ Content Strategy for SWers (Thread):

Wherever you find yourself in the world of sex work, if you have an online presence, you are a content creator. It’s not just clip makers, although we’re certainly going to discuss that too. It’s all of us.

2/ In the tweets following, we’re going to learn about content and how to make it work for your business - raising your online profile, hopefully removing overwhelm, removing analysis paralysis, helping you stay on a consistent schedule, and increasing the money coming into…

3/ …your business. (Which is my main goal with all of these threads- I just want girls and gays to get their money.)

As with every single piece of business advice I give, please don’t view this as an end-all and be-all guide to content planning and strategy.

4/ Look at this instead as a primer, a starting point for you to look for more information.

What is content? Content is everything in your business, honestly.

5/ Content includes but is not limited to clips, audio, photos (professional and DIY), gifs, podcasts, all social media, ad copy, website copy, newsletters, blog posts, and anything else that you post online to sell or promote your business.

I struggled with intense acne for 3 long years in high school.

During that time, Western pimple commercials eroded my self-worth in 30-second increments.

Here is the story and what it means for practicing self-improvement without judging yourself.

Time for a thread! 👇👇👇

The arc of the pimple commercials was always the same:

1. Guy with pimples hides from his crush

2. Someone tells him he's ugly

3. There's a party

4. Someone recommends some skincare product

5. Guy uses product, goes to party, kisses the girl

Ex:

The message this reinforced to people for whom the product didn't work (aka me) was also always the same:

As long as you have acne, the other sex won't be interested in you, so don't bother.

It's a pattern deeply embedded in Western culture:

Find a flaw, worry about it, try a quick fix. If it doesn't work, go back to worrying.

Repeat this cycle until you find an even bigger inadequacy.

This may lead to some improvement, but it inevitably leads to self-loathing.

Now, let me present to you: Japanese skincare ads. They don't target teenagers.

Pimples aren't a flaw to be overcome, just a part of life.

"If you take care of your skin, acne might happen but won't ruin your day."

That's the message.

Ex:

I’ve been delighted to see the sudden surge in support for mandatory hotel quarantine (MHQ) in Ireland, with the aim of achieving zero covid. While it is, on balance, the best option, I fear that some commentators have underestimated the challenges. Here are some examples....

...1) MHQ is frequently framed as a temporising measure, with the aim of establishing quarantine-free travel bubbles with other zero covid regions. Not many countries have achieved zero community transmission. But in those that have, travel bubbles have been vanishingly rare...

...2) MHQ is super strict. The point of it is that it would allow Ireland to open up society again. If you miss cases in that context, you let infectious people into a country where socialising is the norm. The result is explosive outbreaks. In countries that have MHQ, you...

....don’t get exemptions except in the rarest cases. Not for funerals or sick relatives or graduations. Exemptions in most MHQ countries allow you out for a few hours at most on only the most compassionate grounds. If it’s too loose, it just doesn’t work.....

3) You still get occasional outbreaks and cases. The aim is for zero community transmission, not zero cases. If a covid+ve person in MHQ sneezes on a surface enroute to their room for example, you could get fomite transmission to a staff member. Quarantine hotels in themselves...

WHAT IS HAPPENING IN RUSSIA

My country lives in dictatorship, totalitarianism and poverty for at least 20 years. It is scary to talk or even think about it.
All TV, newspapers are controlled by government, who threatens everyone trying to go against them.
#23января

30 million people(20% of country) LIVE BELOW POVERTY LINE, meaning they earn less than 160USD a month.
We never had a choice to vote, our oppositon is SILENCED AND IMPRISONED.
Pluralism is non-existent and no other political views are tolerated. People are scared to speak up.

Our government tried to kill the leader of our opposition, Alexey Navalny, by poisoning. He was in coma and spent months on treatment in Germany.
Several days ago, he came back to Russia and was ILLIEGALLY arrested and put in prison. His lawyers were not allowed to be in.

We DEMAND freedom and justice for Navalny. He’s a prisoner of consciousness and was arrested just because he goes against thieves and corruption.

Our president is ONE OF THE RICHEST PEOPLE IN THE WORLD.
HIS NET WORTH IS ESTIMATED TO BE AROUND $200 BILLION (which makes him much richer than american billionaires like Bezos or Gates).
All of those money were gained by drowning our country in poverty.

1. Inauguration and Your Character, Anonymous: It's truly fascinating. Many patriots, upon seeing Joe B*iden sworn in on TV — nothing but a theatrical production, of course — have lost their minds and surrendered to defeat. They had hoped that military arrests of B*iden would...

Conservatives love to complain about the media.

But there's an inside baseball media that reveals how destructive the conservative media criticism environment can be to the conservative movement.

Enter, Fox News:

The story is pretty simple.

On election night, Fox News called Arizona very early. This surprised pretty much everyone. The Fox News team had improved their election model in 2020, and was confident their call was correct, even if unconventional.

Controversially, however, they called it for Joe Biden. Arizona has historically been a red state, and the polls (and final result) were close there. Nobody had a really strong expectation it was gonna go for Biden until Fox News just.... called it.

This hurled Trump surrogates into a desperate place. If they lost *Arizona*, that was a bad sign for the night. More importantly, it happened before midnight: it humiliated the President while millions were still watching.

The Trump campaign immediately turned on a dime. They pivoted from "Look, we're crushing it with Hispanics! Massive turnout! Incredible performance!" to "The election was stolen."

Who stole the election changed over time. Fox News. Some rando in Atlanta. Poll workers. China.

1. Thurs. 21 Jan. K*amala H*arris Bio Editorial, Combat Veterans for Congress Political Action Committee: CVFC PAC supports the election of US military combat veterans to the US Senate and House of Representatives.

Female athletes are still subjected to the equivalent of a sex test, based on whether they appear feminine.

Dutee Chand in her successful appeal against the validity of the IAAF’s hyperandrogegism regulations, the Athletics Federation of India (AFI) originally began investigating her after complaints that she “ran like a

Chand was banned in 2014 after the @WorldAthletics decided that her androgen (testosterone) levels were above the 10 nmol/L permitted by the IAAF’s hyperandrogegism regulations, resulting in her missing the Glasgow 2014 Commonwealth Games.

Androgens, including testosterone, are naturally produced in significant – but varying – levels by both men and women.

Endocrine profiles in 693 elite athletes in the post-competition setting’, found that 16.5% of the ‘male’ athletes had low testosterone levels, and 13.7% of the ‘females’ had high testosterone levels, ‘with complete overlap between the

THE BIRTH OF THE FAKE NEWS

The event was the First Imperial Press Conference, 1909 in Shepherd’s Bush, Crystal City, London.

Free pdf

On Sep 3rd 2020 we closed on a 120k sf glove factory built in 1890 in a small NY town.

Has 45k sf of self storage inside and had $14k a month of net operating income at closing.

Let's breakdown this deal.

A THREAD on creating $2 million out of thin air in 18 months...

👇👇

First saw the property on Loopnet in mid 2018. I ignored it. Who wants to try to operate a business in an old factory in a dying NY town.

A few months later I reached out. Broker sent me financials. They were good. $24k a month in revenue and $10k in expenses.

So I visited the property. It was old. Needed a new roof. Full time manager. Only accessible to customers 9am-5pm M-S. No autopay. A lot of folks paying 1/2 market rent.

I loved everything about it.

But I knew they were going to have trouble selling this thing no matter the profitability, so on July 1 2018 I made a low offer. $750k + seller pays for new $250k roof + $20k in environmental work.

Countered at asking price + $100k credit towards roof.

I ignored the response.

Broker called me back mid September of 2018. Make another offer, he urged.

I knew it was a good biz so I got more aggressive - $1MM + seller pays for roof / environmental.

Declined. Countered with $1.2MM but they'd give me a new roof and do the environmental.

☀️ @PunchbowlNews AM:

What is @LeaderMcConnell doing?

Unless you’ve been living under a rock with noise-canceling headphones on, you know that the left has been clamoring for Schumer to blow up the legislative filibuster.

@LeaderMcConnell Progressive groups are spending $$ it to happen. @AJentleson has made a cottage industry out advocating for the elimination of the 60-vote threshold. @AOC wants it gone. @BarackObama too. Even Harry Reid says it’s a matter of when, not if, the filibuster is gets thrown out.

@LeaderMcConnell @AJentleson @AOC @BarackObama So what is McConnell’s first ask of Schumer? To guarantee Schumer won’t do the very thing that most of his party wants to see him do.

@LeaderMcConnell @AJentleson @AOC @BarackObama And that’s what’s holding up the entire Senate -- McConnell's ask of Schumer to guarantee he won't blow up the filibuster. The chamber can’t efficiently function without an organizing resolution, and without some clarity on the filibuster, they won't have an organizing resolution

@LeaderMcConnell @AJentleson @AOC @BarackObama And that's why @JoeBiden nominees are moving slowly in the new president’s first week. Despite being in the minority, Republicans still technically chair committees.

🧵While we in Fintech are Hoping for Challenger/Neo Banking Licences from RBI. Let's understand more about Small Finance Bank and from their success, try to see if a balance between Profitability (for business) and Financial Inclusion (for RBI) can be made for future usecase?👇

Since Independence, Financial Inclusion has been a top policy agenda for the central govt and hence for the RBI also, Post 90s, the accent was more on demand-led private initiatives through self-help groups, followed by the Grameen Bank model of microfinance in India.

Then, in 2015, the RBI granted licenses to two differentiated banks (SFB and Payments Banks) for pushing the financial inclusion. PB had been a mystery category, with no clear business model to operate. SFB was to cater to the diverse needs of the low-income group.

The two KEY expectation was:
1. Priority Sector Lending (75% of their total lending) and 2. Branches for Unbanked (SFB were required to have 25% of their branches in rural unbanked centres (population shall be less than 10,000)

Most (8/10) of the SFBs were previously microfinance institutions (MFIs) with a few notable exceptions, such as the Capital Small Finance Bank which was a local area bank. So, achieving the above TWO pointers was not a thought ask for them.

☀️ @PunchbowlNews AM: Problem Solvers Caucus grows

One of the trends we’ve noticed in this Congress is that middle-of-the-road caucuses are getting larger and attempting to grab more power.

We noted yesterday that the bipartisan Senate group that helped lay the groundwork for a Covid deal grew to 16 -- the Senate Sweet 16™, as we’re calling it.

News here from the House: The Problem Solvers Caucus has grown to 56 members, evenly split between Republicans and Democrats. @RepJoshG and @RepTomReed chair this group

@RepTomReed News here from the House: The Problem Solvers Caucus has grown to 56 members, evenly split between Republicans and Democrats. Rep. Josh Gottheimer (D-N.J.) and Tom Reed (R-N.Y.) chair this group.

@RepTomReed I have dogged the Problem Solvers Caucus a good deal, but both of these groups have an opportunity here if they play their hand right.