You have been having your best production yields you have ever had; you have been building your credit up and are now financing your own electrically powered irrigation pump that has much better access to water due to larger irrigation installments upstream.
(26/50)
With FDI inflows increasing, the GoE begins hiring engineers, irrigation technique counselors, contracting out developers and suppliers and restructures Kamali’s current irrigation channel.
Let’s enter back into Kamali’s world:
You have been having your best production yields you have ever had; you have been building your credit up and are now financing your own electrically powered irrigation pump that has much better access to water due to larger irrigation installments upstream.
You are now able to expand the amount of wheat coverage from .5 hectares to all 1.75 hectares that you own, but that means your input costs will increase by 250%. The financial institutions aren't yet comfortable issuing an unsecured credit voucher to you of that size.
Your alternative is to outsource a loan from the current Web 2 CeFi infrastructure via mobile app, Opay, a borrow/lending platform in Ethiopia. Opay was demanded to be taken off of Google Play Store for predatory lending as their practices included:

- Massive data privacy breach
1) internet browser history
2) social media
3) SMS and call history
4) location data
- high loan origination fee (upwards of 22%)
- massive APR (upwards of 300%)
- short term fixed duration (not suitable for farmers)
You cannot afford a 22% loan origination fee and don't want to consent to such invasive privacy access, you seem to be out of options.
Enter @liqwidfinance.

@liqwidfinance will be the first money market borrow/lending on-chain application on #Cardano. This will enable anyone with $ADA or on-chain stable coin to engage as a lender/supplier in the market to earn interest or to borrow against their assets.

This is only a high-level view as I will post a separate thread digging into the details and technology behind @liqwidfinance.
The removal of custody, settlement, and escrow with their heavy fixed costs built into the legacy CeFi system
and the introduction to algorithmically optimized money, like @liqwidfinance lowers the fees charged to perform key banking actions.
What this looks like for Kamali is a loan origination fee ~100x smaller than her current CeFi incumbent, Opay – currently 22% – at .25%.
@liqwidfinance will be working on ‘credit concepts’ that will enable a completely decentralized, on-chain credit scoring system which will allow for dynamic, algorithmically set interest rates that will incentivize borrowers like Kamali to make her loan payments on time.

To do this, it would be important for @iohk to open-source Atala PRISM to applications like @liqwidfinance as it is the most robust identity solution framework.
Lets jump back in with Kamali:
You have now secured financing and can borrow against your new found liquidity to obtain the credit voucher you were previously denied by the financial institution; the credit voucher allows you to pay a subsidized rate for inputs, usually 60%.
Your demand for expansion has now been met and you begin harvesting wheat and other crops on all 1.75 hectares, and guess what? Your entire village and other villages around you start taking the same approach.
Now the aggro-dealers are struggling keeping up with the new demand as their source of funding (financial institution + regional government) doesn't have the capital to pay importers, suppliers and input producers.
With FDI already at all time highs, how and where do we introduce more liquidity to keep up with growing input demand?
While the financial bottle necking in Ethiopia forces illiquidity and further expands financial exclusion from capital on-ramps across the globe,
the bridge to this is being built in DeFi and with the introduction of tokenization could provide liquidity to the near 5 trillion dollars in illiquidity that exists in Africa.
Currently, the financial institutions that distribute credit vouchers are backed by regional governments through the Commercial Bank of Ethiopia but most credit and cash sales are collected and facilitated by the financial institutions
themselves therefore mitigating budget risks for regional governments. These individual vouchers are 100% sovereign-backed and have a 90% repayment rate with a 15% interest.
While these vouchers are small individually, what if it was possible to tokenize them,
aggregate them, then create tranches based off of crop, harvest-rate and seasonal production which have maturation dates built in to provide investors varied risk profiling. You could call these debt instruments tABS’s or (tokenized asset-backed securities)

and they would live on the #Cardano blockchain and could be sold to hedge funds, investment banks, or individual investors in the #Cardano ecosystem.
Lets jump back into Africa:
Capital inflows into the financial institutions are pouring in and they can now fund the growing demand for agricultural inputs from suppliers. Agro-dealers and cooperatives have sufficient supply for small-hold farmers and production beings to see exponential growth.
Kamali has leveraged an emerging product that allowed her to set a new precedence for her community members. They begin to copy her business model, and word gets out and now her strategy has cascaded internationally throughout all of Sub-Saharan Africa.
There are many more problems that exist within this example, for instance post-harvest strategy, lack of storage-infrastructure, predatory agricultural brokers, road/railway infrastructure, and current import/export protocols
that could easily be solved by #Cardano and products like Atala TRACE, but for the sake of brevity, we will stop here.

More from Trading
Collaborated with @niki_poojary
Here's what you'll learn in this thread:
1. Capture Overnight Theta Decay
2. Trading Opening Range Breakouts
3. Reversal Trading Setups
4. Selling strangles and straddles in Bank Nifty
6. NR4 + IB
7. NR 21-Vwap Strategy
Let's dive in ↓
1/ STBT option Selling (Positional Setup):
The setup uses price action to sell options for overnight theta decay.
Check Bank Nifty at 3:15 everyday.
Sell directional credit spreads with capped
A thread about STBT options selling,
— Jig's Patel (@jigspatel1988) July 17, 2021
The purpose is simple to capture overnight theta decay,
Generally, ppl sell ATM straddle with hedge or sell naked options,
But I am using Today\u2019s price action for selling options in STBT,
(1/n)
@jigspatel1988 2/ Selling Strangles in Bank Nifty based on Open Interest Data
Don't trade till 9:45 Am.
Identify the highest OI on puts and calls.
Check combined premium and put a stop on individual
Thread on
— Jig's Patel (@jigspatel1988) July 4, 2021
"Intraday Banknifty Strangle based on OI data"
(System already shared, today just share few examples)
(1/n)
@jigspatel1988 3/ Open Drive (Intraday)
This is an opening range breakout setup with a few conditions.
To be used when the market opens above yesterday's day high
or Below yesterday's day's
#OpenDrive#intradaySetup
— Pathik (@Pathik_Trader) April 16, 2019
Sharing one high probability trending setup for intraday.
Few conditions needs to be met
1. Opening should be above/below previous day high/low for buy/sell setup.
2. Open=low (for buy)
Open=high (for sell)
(1/n)
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Viruses and other pathogens are often studied as stand-alone entities, despite that, in nature, they mostly live in multispecies associations called biofilms—both externally and within the host.
https://t.co/FBfXhUrH5d

Microorganisms in biofilms are enclosed by an extracellular matrix that confers protection and improves survival. Previous studies have shown that viruses can secondarily colonize preexisting biofilms, and viral biofilms have also been described.

...we raise the perspective that CoVs can persistently infect bats due to their association with biofilm structures. This phenomenon potentially provides an optimal environment for nonpathogenic & well-adapted viruses to interact with the host, as well as for viral recombination.

Biofilms can also enhance virion viability in extracellular environments, such as on fomites and in aquatic sediments, allowing viral persistence and dissemination.

RT-PCR corona (test) scam
Symptomatic people are tested for one and only one respiratory virus. This means that other acute respiratory infections are reclassified as
4/10
— Dr. Thomas Binder, MD (@Thomas_Binder) October 22, 2020
...indication, first of all that testing for a (single) respiratory virus is done outside of surveillance systems or need for specific therapy, but even so the lack of consideration of Ct, symptoms and clinical findings when interpreting its result. https://t.co/gHH6kwRdZG
2/12
It is tested exquisitely with a hypersensitive non-specific RT-PCR test / Ct >35 (>30 is nonsense, >35 is madness), without considering Ct and clinical context. This means that more acute respiratory infections are reclassified as
6/10
— Dr. Thomas Binder, MD (@Thomas_Binder) October 22, 2020
The neither validated nor standardised hypersensitive RT-PCR test / Ct 35-45 for SARS-CoV-2 is abused to mislabel (also) other diseases, especially influenza, as COVID-19.https://t.co/AkFIfTCTkS
3/12
The Drosten RT-PCR test is fabricated in a way that each country and laboratory perform it differently at too high Ct and that the high rate of false positives increases massively due to cross-reaction with other (corona) viruses in the "flu
External peer review of the RTPCR test to detect SARS-CoV-2 reveals 10 major scientific flaws at the molecular and methodological level: consequences for false positive results.https://t.co/mbNY8bdw1p pic.twitter.com/OQBD4grMth
— Dr. Thomas Binder, MD (@Thomas_Binder) November 29, 2020
4/12
Even asymptomatic, previously called healthy, people are tested (en masse) in this way, although there is no epidemiologically relevant asymptomatic transmission. This means that even healthy people are declared as COVID
Thread web\u2b06\ufe0f\u2b07\ufe0f
— Dr. Thomas Binder, MD (@Thomas_Binder) December 16, 2020
The fabrication of the "asymptomatic (super) spreader" is the coronation of the total nons(ci)ense in the belief system of #CoronasWitnesses.
Asymptomatic transmission 0.7%; 95% CI 0%-4.9% - could well be 0%!https://t.co/VeZTzxXfvT
5/12
Deaths within 28 days after a positive RT-PCR test from whatever cause are designated as deaths WITH COVID. This means that other causes of death are reclassified as
8/8
— Dr. Thomas Binder, MD (@Thomas_Binder) March 24, 2020
By the way, who the f*** created this obviously (almost) worldwide definition of #CoronaDeath?
This is not only medical malpractice, this is utterly insane!https://t.co/FFsTx4L2mw
Five billionaires share their top lessons on startups, life and entrepreneurship (1/10)
I interviewed 5 billionaires this week
— GREG ISENBERG (@gregisenberg) January 23, 2021
I asked them to share their lessons learned on startups, life and entrepreneurship:
Here's what they told me:
10 competitive advantages that will trump talent (2/10)
To outperform, you need serious competitive advantages.
— Sahil Bloom (@SahilBloom) March 20, 2021
But contrary to what you have been told, most of them don't require talent.
10 competitive advantages that you can start developing today:
Some harsh truths you probably don’t want to hear (3/10)
I\u2019ve gotten a lot of bad advice in my career and I see even more of it here on Twitter.
— Nick Huber (@sweatystartup) January 3, 2021
Time for a stiff drink and some truth you probably dont want to hear.
\U0001f447\U0001f447
10 significant lies you’re told about the world (4/10)
THREAD: 10 significant lies you're told about the world.
— Julian Shapiro (@Julian) January 9, 2021
On startups, writing, and your career: