[Great courtiers] are magnets of pleasure — people want to be around them because they know how to please, yet they neither fawn nor humiliate themselves.

When your own reputation is solid, use subtler tactics, such as satire and ridicule to weaken your opponent while making you out as a charming rogue.

The problem is that you often do not know your friends as well as you imagine.

Friends often agree on things in order to avoid an argument.

Since honesty rarely strengthens friendship, you may never know how a friend truly feels.

Despite what you may think, good luck is more dangerous than bad luck.

Bad luck teaches valuable lessons about patience, timing, and the need to be prepared for the worst;

Good luck deludes you into the opposite lesson, making you think your brilliance will carry you through.

[Conceal intentions with false sincerity]

Espouse a belief in honesty and forthrightness as important social values.

Do this as publicly as possible.

Emphasize your position by occasionally divulging some heartfelt thought - though only one that is meaningless or irrelevant.

Accept that there will be people who will surpass you in some way, and that you may envy them.

But make that feeling a way of pushing yourself to equal or surpass them someday.

Let envy turn inward and it poisons the soul; expel it outward & it can move you to greater heights.

Mega Thread on Personal Finance 101

👇👇👇

Rule of 72 (Double Your Money)
Rule of 114 (Triple)
Rule of 144 (Quadruple)
Rule of 70 (Inflation)
4% Withdrawal Rule
100 - Minus Age Rule
10, 5, 3 Rule
50-30-20 Rule
3X Emergency Rule
40℅ EMI Rule
Life Insurance Rule

♻ Rule of 72

No. of yrs required to double your money at a given rate, U just divide 72 by interest rate
Eg, if U want to know how long it will take to double your money at 8% interest, divide 72 by 8 and get 9 yrs

At 6% rate, it will take 12 yrs
At 9% rate, it will take 8 yrs

📋Rule of 114

No. of years required to triple your money at a given rate, U just divide 114 by interest rate.

For example, if you want to know how long it will take to triple your money at 12% interest, divide 114 by 12 and get 9.5 years

At 6% interest rate, it will take 19yrs

🗒️ Rule of 144

No. of years required to, quadruple your money at a given rate, U just divide 144 by interest rate.

For eg, if U want to know how long it will take to quadruple your money at 12% interest, divide 144 by 12 and get 12 yrs

At a 6% interest rate, it will take 24yrs

🗒️ Rule of 70

Divide 70 by the current inflation rate to know how fast the value of your investment will get reduced to half its present value.

The inflation rate of 7% will reduce the value of your money to half in 10 years.

Out of all the 2400 hours of your life, the joy of all your achievements combined won't add up to more than 100 hours.

Don't kill 2300 hours of your life to enjoy 100.

Law 11: Learn to keep people dependent on you.

Hide your intentions not by closing up (with the risk of appearing secretive, and making people suspicious) but by talking endlessly about your desires and goals - just not your real ones.

Despite what you may think, good luck is more dangerous than bad luck.

Bad luck teaches valuable lessons about patience, timing, and the need to be prepared for the worst;

Good luck deludes you into the opposite lesson, making you think your brilliance will carry you through.