For years, more and more services that should be statutory and government funded have had to be replaced with charities and donations because the govt stops funding them. To the point where we are literally donating now to schools, NHS, foodbanks & shelter.

Govt isn’t even providing basic human rights at this point, and we are all expected to be so happy when someone walks up a mountain or releases a song to donate to a service that we literally pay taxes for already.

No one should be having to raise money for stat services.
But it’s framed as positive isn’t it? An elderly man raises millions for the NHS and he’s a bloody hero. He is. Of course. But why on earth did he even need to do that? The NHS isn’t a charity. It’s supposed to be funded correctly to function.
People create choirs and release songs to raise millions for veterans who are left to die and suffer after service - and it’s all supposed to be a lovely gesture but the real crime is that the govt exploited these humans and then left them with absolutely nothing
People go out of their way to create shelters and accommodation charities and that’s brilliant - we are reliant on humans like this.

But why? Why should we be?

Aren’t humans entitled to safe accommodation and shelter? Why isn’t the govt held accountable for refusing to provide?
Schools are emailing parents asking for donations of books, pencils, laptops and art materials.

And thousands of parents donate what they can.

But they shouldn’t have to, should they? Why are schools having to form charitable fuckin trusts and create income strategies!?
We are being hoodwinked into donating to stat services whilst the govt deliberately starves them of funding.

There is absolutely nothing positive about us all having to club together so the local school can have pencils, or the NHS can have a new MRI machine!
My friend runs a charity which solely fundraises for NHS children’s wards because they cannot afford the machinery and tech they need to keep terminally ill children alive.

That ward have no way of buying that machinery in any other way.
This govt, this culture, it disgusts me.
I swear we already regularly ‘donate’ to stat services anyway. Thought it was called taxes. Clearly we are all mistaken.
At what point then, do we explore the concept of ‘theft’ of taxes and public resources?

Cos taxes haven’t gone down but public funding and public services are dying a slow death.

Where is the money going? Why do we have no power?

More from Finance

I'm lucky to attain financial freedom before 30.

I credit Fintwit for my learnings.

Here's 10 key concepts every investor must know:

1. $$ needed to retire
2. Researching a business
3. Reading annual reports
4. Reading earnings calls
5. Criteria of a multi bagger

(Read on...)

6. Holding a multi bagger
7. Economic moats
8. When to buy a stock
9. Earnings vs cashflow
10. Traits of quality companies

Here's my 10 favourite threads on these concepts:

1. How much $$ do you need to retire

Before you start, you must know the end game.

To meet your retirement goals...

How much $$ do you need in your portfolio?

10-K Diver does a good job explaining what's a safe withdrawl rate.

Hint: It's NOT


2. Research a business

Your investment returns are a lagging indicator.

Instead, your research skills are the leading predictor of your results.

Conclusion?

To be a good investor, you must be a great business researcher.

Start with


3. Reading annual reports

This is the bread and butter of a good business analyst.

You cannot just listen to opinions from others.

You must learn to deep dive a business and make your own judgments.

Start with the 10k.

Ming Zhao explains it

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