Some unusual insurance policies that you've probably not heard of.

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1.) Death by Laughter Insurance

So you think you’re so hilarious that you could make people laugh themselves to death? Well then this is the perfect insurance for you.
Introduced by Lloyd’s of London, this is a unique kind of liability coverage designed to protect stand-up comics or anyone who has a killer sense of humor, literally.
2.) Spooksafe Insurance

Do you live in a haunted house? Or does your dead uncle visit you often? If yes, then you might love the idea of getting this insurance.
UK-based insurance company Ultraviolet has designed this policy to protect victims of attacks by the paranormal, including ghosts and poltergeists, as well as by popular folklore beasts like werewolves and vampires. Crazy!!
3.) Body Part Insurance

Rajnikanth and Lata Mangeshkar got their voice insured.

Julia Roberts got her smile insured.

David Beckham got his legs insured.
However, you can’t purchase such policies directly from a company’s website, as these are as personalized and customized as they can get.

So if you like something about yourself, you too can (maybe) try to strike a deal with your insurance company and get yourself covered.
4.) Wedding Insurance

Indian weddings are known for their extravagance, more so now with the recent trend of destination weddings. In fact, India's current wedding market size is estimated at $50Bn!
And to be in tandem with this trend, Indian general insurance companies including ICICI Lombard, Future Generali, Bajaj Allianz, etc., have formulated covers for unforeseen events at these big-budget ceremonies.
So in the off-chance you face staggering losses due to wedding theft, fire and the likes-- this insurance has got you covered. And while it doesn’t protect you against disasters after you take your vows, it makes sense to protect your investment before tying the knot.
And look, we don't offer these insurance policies (for obvious reasons in a few cases). But we do help people in selecting health and term policies. So make sure you #AskDitto for any insurance queries!

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1. Yang


2. A jacobin capuchin dangling a flagellin pangolin on a javelin while playing a mandolin and strangling a mannequin on a paladin's palanquin, said Saladin
More to come tomorrow!


3. Yigang Tong
https://t.co/CYtqYorhzH
Archived: https://t.co/ncz5ruwE2W


4. YT Interview
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I’m torn on how to approach the idea of luck. I’m the first to admit that I am one of the luckiest people on the planet. To be born into a prosperous American family in 1960 with smart parents is to start life on third base. The odds against my very existence are astronomical.


I’ve always felt that the luckiest people I know had a talent for recognizing circumstances, not of their own making, that were conducive to a favorable outcome and their ability to quickly take advantage of them.

In other words, dumb luck was just that, it required no awareness on the person’s part, whereas “smart” luck involved awareness followed by action before the circumstances changed.

So, was I “lucky” to be born when I was—nothing I had any control over—and that I came of age just as huge databases and computers were advancing to the point where I could use those tools to write “What Works on Wall Street?” Absolutely.

Was I lucky to start my stock market investments near the peak of interest rates which allowed me to spend the majority of my adult life in a falling rate environment? Yup.