Some unusual insurance policies that you've probably not heard of.

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1.) Death by Laughter Insurance

So you think you’re so hilarious that you could make people laugh themselves to death? Well then this is the perfect insurance for you.

Introduced by Lloyd’s of London, this is a unique kind of liability coverage designed to protect stand-up comics or anyone who has a killer sense of humor, literally.

2.) Spooksafe Insurance

Do you live in a haunted house? Or does your dead uncle visit you often? If yes, then you might love the idea of getting this insurance.

UK-based insurance company Ultraviolet has designed this policy to protect victims of attacks by the paranormal, including ghosts and poltergeists, as well as by popular folklore beasts like werewolves and vampires. Crazy!!