kWu59AUGO1 via @BarronsOnline

More from Aditya Shah

A very pertinent question investors ask:-

"When to sell a stock?"

A small thread🧵which can help u in this process

Hit "Retweet" to educate maximum investors

Lets go👇

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First things first:-

There is no set methodology to decide when to sell a stock.

Everybody has their own framework.

These are just some pointers that work for us.

One should create their own framework

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Many investors have an anchorship bias.

They never sell in loss even if the fundamentals are deteriorating.

Numerous examples like Yes Bank,DHFL,Vodafone Idea can be seen where retail investors are now stuck.

Don't shy away from admitting mistakes and taking losses

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So when to sell a stock?

1. Framework for investment not working out:-

Fundamentals of the company deteriorate:-

When we invest in a company....we create a broad vision of how the targets the company will achieve in the next 3-5 years.

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Each quarter we just make sure that the company is slowly moving toward the guided path.

There can be delays due to business realities.

If the company completely digresses from the required path!

Eg:-

Since 2018,Sterlite tech saw a sharp deterioration in fundamentals

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Aditya Shah
@AdityaD_Shah

SEBI cuts REIT lot size to 1 unit....this will boost the liquidity and encourage more participation!

REIT is like a mutual fund that invests in physical real estate assets!

Read more

Real Estate Investment Trusts (REITs) Simplified.

A product that provides a fixed income that is better than FD +an upside like equity.

A Thread \U0001f9f5\U0001f447
— JST Investments (@JstInvestments) June 9, 2021

Aditya Shah
@AdityaD_Shah

What to do when u first save money?❓

Do u straight away invest in equities/shares?🤔

A simple thread🧵explaning how u can systematically create a structured portfolio on ur own.

Hit "Retweet" to educate maximum retail/small investors

Lets go👇

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Step No 1.-

Golden Rule of Finance-

Expenses=Income-Saving

🧪In the starting years as an investor save as much as u can.
🧪Cut down as much as u can on discretionary spending.
🧪Initial years are tough as capital comes in slowly and seeds for compounding are being laid

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Step No 2:-

Buy a health insurance:-

Health insurance will protect your portfolio against undue shocks of unforeseen hospitalization

A detailed review of how to buy health insurance is

As part of financial planning

A thread on health insurance

What is health insurance?

Health insurance is a insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalisation costs, cost of medicines etc.

1/
— JST Investments (@JstInvestments) December 24, 2020

Step No 3:-

Buy a Life Insurance(If required):-

Evaluate the need for life insurance.

If need be buy a term plan.

A detailed review of how to buy life insurance is

Term Plan or a ULIP or a endowment plan?\U0001f914

Life Insurance simplified:

Do 're-tweet' & help us educate more investors

A Thread \U0001f9f5\U0001f447

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— JST Investments (@JstInvestments) April 5, 2021

Step 4:-

Evaluate ur life goals

Goals can be:-
🧪Retirement
🧪Buying a house
🧪Child's Marriage
🧪Child's Education

Evaluate the year in which the goal will be achieved with the amount of estimated amount

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