Financials are strange businesses. On a sale, money goes out from the pocket rather than coming in.

Growth comes first. NPA comes later.

Aavas Financiers says: “What Kills Others Makes Me Strong”

Buckle yourself up as we’ll take you through the 19-20 AR

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Challenges for Aavas:

~People, Process & Branch intensive
~Caters to Tier2 to Tier 6 towns
~Underwriting difficult
-Lack of docs
-No CIBIL records
-Mostly catering to EWS and LIG category

Now let’s run past the AR to find the cues to their success
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Aavas Financiers

A Fast-growing Small Housing Finance Company in a Large Growing Housing Finance Market in India

A Fast-growing Small Fish in a Large Growing Pond
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~The Chairman
~The CEO
~The CFO

See what they say
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~Strategic Objectives
~Credit Risk Appraisal Framework
~How Aavas is Being Different
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How Aavas’ customer accretion helps build a lower-cost company
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How Aavas is Making a Difference

Part 1
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How Aavas is Making a Difference

Part 2
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How Aavas has built its business over the years
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2019-20 Performance Review
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~Sectoral Review

~Government Initiatives
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~SCOT Analysis

~Risk Mitigation Strategies
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Aavas is at that end of the market where big guys like HDFC, LIC HF, PNB HF, Repco etc will not bother to enter.

~Avg Ticket Size < 10 lacs
~Mostly in towns < 10 L pop
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Are you excited?

Wish to indulge more on Aavas?

Watch this video to know more about the CEO Mr. Sushil Agarwal and the business Model https://t.co/WNK1SWhOEJ

If you enjoyed this ride on the AR of Aavas, L&R for wider reach🙂

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