Did you know you already have 10 LAKHS worth of free insurance with your debit or credit card?

Here's all you need to know about how to claim it.

A thread👇(1/n)

Guess what?

ATM, Credit, and Debit cards aren’t just for shopping and banking.

What most people don’t know is they have other less-known benefits too. Like complimentary insurance!
Almost every bank provides Personal Accidental insurance to customers with an operational bank account.

👉Depending on the type of card, this cover ranges from ₹50000 to ₹10 lakh.
If an unfortunate accident does occur that leads to death or permanent disability, the beneficiary can approach the bank with the relevant medical reports and documents, and a lump sum payout can be claimed within 90 days.
💡The only catch here is that in most cases, the card should have been in active use & the claim should be made in a given time span.

Some cards might require you to have made at least 1 transaction during the last 90 days before the accident.
Now, if someone's thinking 'the more, the merrier,' and doing the math for what their 4 credit cards and 3 debit cards will fetch them, sorry to burst the bubble.

The free insurance is strictly for one card. But hey, that still counts for something.
But keep in mind that this covers only a few use-cases. If you want a comprehensive health or life policy, just drop us a WhatsApp text, and you'll have the best insurance advice at your fingertips- https://t.co/j8Wbzfy1n8 (n/n)

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There are a *lot* of software shops in the world that would far rather have one more technical dependency than they'd like to pay for one of their 20 engineers to become the company's SPOF expert on the joys of e.g. HTTP file uploads, CSV parsing bugs, PDF generation, etc.

Every year at MicroConf I get surprised-not-surprised by the number of people I meet who are running "Does one thing reasonably well, ranks well for it, pulls down a full-time dev salary" out of a fun side project which obviates a frequent 1~5 engineer-day sprint horizontally.

"Who is the prototypical client here?"

A consulting shop delivering a $X00k engagement for an internal system, a SaaS company doing something custom for a large client or internally facing or deeply non-core to their business, etc.

(I feel like many of these businesses are good answers to the "how would you monetize OSS to make it sustainable?" fashion, since they often wrap a core OSS offering in the assorted infrastructure which makes it easily consumable.)

"But don't the customers get subscription fatigue?"

I think subscription fatigue is far more reported by people who are embarrassed to charge money for software than it is experienced by for-profit businesses, who don't seem to have gotten pay-biweekly-for-services fatigue.