1/9 How world's most advanced #eID system works in #Estonia and how it compares to proposed #Swiss #eID? https://t.co/CeCoHxKool

@adfichter 2/9 Everyone in Estonia has national #eID smart card issued by the government(police officer) with authentication and #qualified #digitalSignature certificates signed by private company #eIDAS trust service provider https://t.co/ZC6kDEnbic https://t.co/C3dEoEBUrD
@adfichter 3/9 #eID card can be used by the e-service for user identification and #qualified #digitalSignature without any middleman directly from the browser. Only the service you are interacting sees your data.
@adfichter 4/9 All the software and documentation is open source. All programmers can implement all 3 #eID methods to their service very easily. https://t.co/ZwOVoSiTFJ
@adfichter 5/9 For more convenience you can use Mobile-ID with authentication and #digitalSignature certificates on your SIM card. Does not need any app installs and works in any mobile phone. Needs to be activated with #eID card. Is #eIDAS notified list https://t.co/JBKKro0ezR
@adfichter 6/9 For even more convenience Smart-ID mobile app with split private keys (part phone part remote #HSM) and #eIDAS #qualified #digitalSignature certificates. Used in multiple countries. Activated using #eID card or in person. https://t.co/A3ZHRNhaSC https://t.co/NxwVn7MmX0
@adfichter 7/9 Mobile-ID and Smart-ID use central service provider(private company in #eIDAS trust list) and return your chosen digest #digitalSignature for every transaction. You can verify if the user authorized the action. Service provider cannot fake any actions. https://t.co/MizN0P5HeD
@adfichter 8/9 As everyone has smart card based #eID and they can have 1-2 mobile #eID methods then #eID is widely available. All services know that by supporting these 3 methods everyone can easily transact with them. https://t.co/1YpSlYT0ev
@adfichter 9/9 Estonian #eID methods reveal only your name and unique personal identity code. No biometric data is revealed or needed for user identification and #eIDAS #qualified #digitalSignature. https://t.co/sFeiAc1reT

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Since early 2019, Turkey has arrested hundreds of Uighurs and sent them to deportation centers. And Erdogan’s remarks have turned diplomatically bland, just like any Uighur-related coverage in newspapers controlled by Erdogan and his supporters.

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I’m torn on how to approach the idea of luck. I’m the first to admit that I am one of the luckiest people on the planet. To be born into a prosperous American family in 1960 with smart parents is to start life on third base. The odds against my very existence are astronomical.


I’ve always felt that the luckiest people I know had a talent for recognizing circumstances, not of their own making, that were conducive to a favorable outcome and their ability to quickly take advantage of them.

In other words, dumb luck was just that, it required no awareness on the person’s part, whereas “smart” luck involved awareness followed by action before the circumstances changed.

So, was I “lucky” to be born when I was—nothing I had any control over—and that I came of age just as huge databases and computers were advancing to the point where I could use those tools to write “What Works on Wall Street?” Absolutely.

Was I lucky to start my stock market investments near the peak of interest rates which allowed me to spend the majority of my adult life in a falling rate environment? Yup.