Joe Biden is opening up a Special Enrollment Period for the ACA marketplaces. Here's a🧵on why this a BFD! 1/

2/ Trump took many steps to sabotage the ACA and its marketplaces. He severely restricted the Open Enrollment period to just 6 weeks and then cut the outreach and advertising budget by 90%. Awareness of dates, deadlines, and options is already low, so this was a big problem.
3/ Last Spring, everyone - including the insurance companies - was urging Trump to open a Special Enrollment Period because otherwise, uninsured people who simply wanted insurance in the middle of the pandemic or people who didn't have employer coverage before couldn't sign up.
4/ But Trump refused, despite reports that HHS/CMS officials favored a SEP. So if you were say a bartender and didn't have coverage through work before the pandemic and lost your job because of it, you wouldn't be able to sign up until November of 2021. https://t.co/AVPSnFBNzS
5/ Biden is now taking this important step that could get MILLIONS of people covered. Because Trump didn't do advertising or much outreach, there is $1 BILLION that is sitting unused in accounts that could be put to work in order to get people covered. https://t.co/e1ZysXWIpj
6/ Outreach and ads are really important because polling has consistently shown that uninsured people (and others) think that comprehensive ACA marketplace coverage is MUCH more expensive than it really is. Here is polling on this from @GetUSCovered. https://t.co/VDdpD5Ddf7
7/ @GetUSCovered polling from last Oct. also found that demand for coverage was very strong and, unsurprisingly, the pandemic has made consumers think having health insurance is more important than it was before the pandemic. Misperceptions about cost are the big obstacle here.
8/ In reality, 4 MILLION people qualify for zero-dollar plans. Yes, these plans have high deductibles, but these folks should also qualify for add'l ACA assistance to significantly lower copays/deductibles. Comprehensive insurance for free is certainly better than no insurance.
9/ Another 4.9 MILLION people qualify for subsidized coverage. 2 out of 3 https://t.co/4cqMfXohVf consumers can find a plan with a monthly premium of $10 or less; 3 in 4 can find one for less than $50 a month. https://t.co/piPSrDlsIl
10/ So almost 9 MILLION uninsured people can get free or subsidized coverage, but only if they know that Open Enrollment is happening, how to check out their options, and that plans are very affordable. That's why the advertising and outreach that Biden will be ramping up is key.
11/ In short, more than 60% of all uninsured people could get covered for as low as zero dollars a month. So Biden opening up a SEP and actually doing the hard work needed to educate people about their options and get them signed up could make a huge difference for millions.

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So the cryptocurrency industry has basically two products, one which is relatively benign and doesn't have product market fit, and one which is malignant and does. The industry has a weird superposition of understanding this fact and (strategically?) not understanding it.


The benign product is sovereign programmable money, which is historically a niche interest of folks with a relatively clustered set of beliefs about the state, the literary merit of Snow Crash, and the utility of gold to the modern economy.

This product has narrow appeal and, accordingly, is worth about as much as everything else on a 486 sitting in someone's basement is worth.

The other product is investment scams, which have approximately the best product market fit of anything produced by humans. In no age, in no country, in no city, at no level of sophistication do people consistently say "Actually I would prefer not to get money for nothing."

This product needs the exchanges like they need oxygen, because the value of it is directly tied to having payment rails to move real currency into the ecosystem and some jurisdictional and regulatory legerdemain to stay one step ahead of the banhammer.
Ivor Cummins has been wrong (or lying) almost entirely throughout this pandemic and got paid handsomly for it.

He has been wrong (or lying) so often that it will be nearly impossible for me to track every grift, lie, deceit, manipulation he has pulled. I will use...


... other sources who have been trying to shine on light on this grifter (as I have tried to do, time and again:


Example #1: "Still not seeing Sweden signal versus Denmark really"... There it was (Images attached).
19 to 80 is an over 300% difference.

Tweet: https://t.co/36FnYnsRT9


Example #2 - "Yes, I'm comparing the Noridcs / No, you cannot compare the Nordics."

I wonder why...

Tweets: https://t.co/XLfoX4rpck / https://t.co/vjE1ctLU5x


Example #3 - "I'm only looking at what makes the data fit in my favour" a.k.a moving the goalposts.

Tweets: https://t.co/vcDpTu3qyj / https://t.co/CA3N6hC2Lq