21 Financial Resolutions for 2021 (and 20 Things We are Leaving in 2020):
21 resolutions for 2021
Spend less than you make, period
Work with an advisor to get a formal financial plan
Own the world: diversify within and between asset classes
Splurge, but only infrequently to maximize happiness
Read at least one book per month
Invest in your mind and skillset
Spend money in ways that increase happiness: charitable giving and time with loved ones
Automate every part of your financial life
Teach someone else about the power of saving and investing
Learn to savor and appreciate what you already have
Save at least 1% more than you did last year
Check out your credit report
Declutter: get rid of everything you don’t use or love
Make a (realistic) budget
Track your net worth
Make one extra mortgage payment
Create a “vision board” with your three top financial goals
Make bite-sized financial goals with rewards for completion
Choose experiences over stuff
Rebalance at least yearly
Have fun and buy things that matter to you - you can’t take any of your money with you!