Retirement Rule - 4℅ Rule or 25X rule

Retirement corpus required - Annual Exp X 25
Say, your annual exp is 6 lacs pa. So you need 1.5 crore to retire.
Invest 1.5 crore in stocks and debt (50:50) and withdraw 4℅ every yr, this corpus will outlive you with a 96℅ success rate.

😎 Safe Stocks to invest for next 10-15 years 😎

HDFC Bank
HUL
TCS

10,000 invested in 2011 would become -
TCS -50000
HUL -76000
HDFC Bk - 60000

Goal is to protect the capital. Return of 12-15% CAGR & shud double your capital every 4-5 yrs.

Watch

Some useful websites for investing-

Step up SIP Calculator-
https://t.co/Wa6oaBgHac

https://t.co/Nt5e8l3k3M

CAGR Calculator-
https://t.co/NNfy0x33eS

Stock Research sites-
https://t.co/wG26d3OMY8

https://t.co/kJb8xZI3NF

https://t.co/khNeWuZgtJ

😎😎Happy Investing 😎😎

Why *Boring* is beautiful ?

If you invest on 1st day of any given year, you would never lose money in *Dabur India*

This is how a stock performs if u sit quite. Except in 2011 & 2017, where there is 0 return. Dabur has always given +ive return in each calendar yr excl dividend.

Why FMCG is life - A Thread

From morning to night

Brushing - Colgate
10 Yr CAGR- 14%

Coffee - Nescafé - Nestle
Last 10 Yr CAGR - 17%

Bath - Lifebuoy / Lux - HUL (You wont stop having a bath)
10 Yr CAGR - 24%

Breakfast - Breads - Britannia
10 Yr CAGR - 34%

Continued ....

Footwear- Bata Shoes (You wont stop wearing shoes even after 10 yrs)
10 Yr CAGR -24%

Relaxo- 10 Yr CAGR - 51%

Watches -Titan (Been a customer of Titan for last 8 yrs)
10 Yr CAGR - 24%

Refrigerator - Whirlpool
10 Yr CAGR - 27%

Air Condition - Voltas
10 Yr CAGR - 20%

Continued

Hair Oil - Parachute - Marico
Last 10 Yr CAGR - 21%

Chawanprash - Dabur - Boost Immunity
Last 10 Yr CAGR - 18%

Always Invest in companies you have been using for last 10 years and will be using for another 10 years.

8 out of 10 times you will be right 😎

Happy Investing 😎😎