My 2021 DeFi Predictions:

1\ the rise of Decentralized Derivatives
In 2020, the embryo of the DeFi derivative market started to take shape. A dozen DeFi derivative platforms were established and began to launch mainnets. I expect this market will explode in 2021.

2\ Central bank currencies
The COVID-19 pandemic will continue to haunt the world's economy for some time. The economic uncertainty will last.
China will launch its Central Bank Digital Currency in 2021, and many will follow.

3\ Cross Chain BTC will continue to grow.
BTC will take a more important role in DeFi and Derivatives.

4\ Regulations intensify
There will be an increase in official and legislative scrutiny from regulatory agencies concerning the overall cryptocurrency industry internationally.

5\ More traditional money into Crypto and DeFi
Regulations are not bad things. More traditional money will find legitimate paths to crypto investment and in DeFi applications. This may become the drive to another great bubble.