I turn 38 today.

Here are 38+ life lessons that helped me retire early:

•No one is out to get you. Everyone is so focused on themselves. Believe me, they aren't focusing on you.

•Indulge in the things you love and enjoy. Then skimp on the rest.

• You are NOT your job. And your job does not equal your self worth. Jobs are like clothes that you can change as you see fit.

• There is no such thing as a perfect job, perfect house, perfect investment, or perfect fill in the blank. Just make a decision and move on.

• No matter what Instagram or TikTok may be show you, the grass is NEVER greener.

• Time is more important than money. Health is more important than time. All are wasted if you can’t be in the present.

• Society programming is all wrong. It’s your job to reprogram.

• Your house will never be big enough. Car will never be flashy enough. Vacations never lavish enough. Until you are OK with what you have here and now. Then it will all be enough.